Sharpe ratio
0.57Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.24%1Y Absolute Return
-0.47%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Navi Large & Midcap Fund- Direct Plan- Growth OptionFund 5Y annualised return | ₹9,35,036 | ₹7,32,612 | ₹2,02,424 | +9.98% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.15
₹1 Lakh since launch₹1.15 Lakh
Fund age10.9 yrs
Fund information
Scheme code135677
ISININF959L01CH6
BenchmarkNIFTY Large Midcap 250 TRI
CategoryEquity Scheme - Large & Mid Cap Fund
Expense ratio0.65%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
47th / 142 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +93.61% | — | — |
| 3M | -0.42% | — | — |
| 6M | +15.10% | — | — |
| 1Y | +4.24% | — | +1.73% |
| 3Y | +11.70% | — | +11.84% |
| 5Y | +9.98% | — | +9.46% |
| 10Y | +14.20% | — | — |
| Since Launch | +14.81% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.76Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
16.30%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.39How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity93.51%
Cash6.49%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 82 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 6.49% |
| Axis Bank Ltd | Financial | Equity | 3.3% |
| HDFC Bank Ltd | Financial | Equity | 3.16% |
| The Federal Bank Ltd | Financial | Equity | 3.09% |
| Astral Ltd | Industrials | Equity | 2.69% |
| UPL Ltd | Materials | Equity | 2.58% |
| Bank of Maharashtra | Financial | Equity | 2.58% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.56% |
| ICICI Bank Ltd | Financial | Equity | 2.32% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 2.27% |
Fund management
AS
Ashutosh Shirwaikar
Since 2023 · Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank
Mr. Shirwaikar has done MMS and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - large & mid cap fund. Ahead of its category average over 5Y by 0.5 points. Trailing its category average over 3Y by 0.1 points.
Strengths
- Ahead of its category average over 5Y by 0.5 points.
- Well spread out — top 10 holdings are only 27% of the portfolio.
Weaknesses
- Trailing its category average over 3Y by 0.1 points.
- Has fallen sharply before — down -38.4% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.3% volatility.
Risk drivers
- Corrections have been sharp — worst fall -38.4% with 16.3% volatility. Took 8 months to recover last time.