Sharpe ratio
0.50Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+10.40%1Y Absolute Return
-0.24%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Navi Flexi Cap Fund - Direct Plan - GrowthFund 5Y annualised return | ₹9,58,414 | ₹7,32,612 | ₹2,25,802 | +10.95% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age8.3 yrs
Fund information
Scheme code143793
ISININF959L01DT9
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Flexi Cap Fund
Expense ratio0.72%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
11th / 175 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +70.70% | — | — |
| 3M | +4.76% | — | — |
| 6M | +23.36% | — | — |
| 1Y | +10.40% | — | +2.11% |
| 3Y | +13.09% | — | +11.41% |
| 5Y | +10.95% | — | +8.78% |
| Since Launch | +14.04% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.68Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
16.16%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 73 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 4.98% |
| ICICI Bank Ltd | Financial | Equity | 3.86% |
| Axis Bank Ltd | Financial | Equity | 3.58% |
| HDFC Bank Ltd | Financial | Equity | 3.39% |
| Usha Martin Ltd | Materials | Equity | 3.01% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.77% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 2.66% |
| Rainbow Childrens Medicare Ltd | Healthcare | Equity | 2.53% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 2.23% |
| BLS International Services Ltd | Technology | Equity | 2.21% |
Fund management
AS
Ashutosh Shirwaikar
Since 2023 · Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank
Mr. Shirwaikar has done MMS and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk equity scheme - flexi cap fund. Ahead of its category average over 3Y by 1.7 points. Has fallen sharply before — down -37.9% at its worst.
Strengths
- Ahead of its category average over 3Y by 1.7 points.
- Well spread out — top 10 holdings are only 28% of the portfolio.
- Ranks 11 of 175 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -37.9% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 16.2% volatility.
Risk drivers
- Corrections have been sharp — worst fall -37.9% with 16.2% volatility. Took 8 months to recover last time.