Sharpe ratio
0.42Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+7.64%1Y Absolute Return
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Navi ELSS Tax Saver Fund- Direct Plan- Growth OptionFund 5Y annualised return | ₹9,76,252 | ₹7,32,612 | ₹2,43,640 | +11.67% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age10.3 yrs
Fund information
Scheme code135654
ISININF959L01CD5
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio0.53%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +2.38% | — | — |
| 3M | -23.13% | — | — |
| 6M | -6.49% | — | — |
| 1Y | +7.64% | — | -0.21% |
| 3Y | +12.83% | — | +9.69% |
| 5Y | +11.67% | — | +7.74% |
| 10Y | +12.91% | — | — |
| Since Launch | +12.19% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.56Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.21%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.32How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.7% |
| Axis Bank Ltd | Financial | Equity | 5.18% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 4.22% |
| Bharti Airtel Ltd | Technology | Equity | 4.08% |
| Ashok Leyland Ltd | Industrials | Equity | 4.07% |
| UPL Ltd | Materials | Equity | 3.95% |
| ICICI Bank Ltd | Financial | Equity | 3.76% |
| State Bank of India | Financial | Equity | 3.59% |
| The Federal Bank Ltd | Financial | Equity | 3.5% |
| Persistent Systems Ltd | Technology | Equity | 3.24% |
Fund management
AM
Amit Nigam
Tenure unavailable · Experience unavailable
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk equity scheme - elss fund. Ahead of its category average over 3Y by 3.1 points. Has fallen sharply before — down -37.8% at its worst.
Strengths
- Ahead of its category average over 3Y by 3.1 points.
Weaknesses
- Has fallen sharply before — down -37.8% at its worst.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 14.2% volatility.
Risk drivers
- None