Sharpe ratio
-0.54Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.15%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Motilal Oswal Ultra Short Term Fund (MOFUSTF) -Direct Plan- GrowthFund 5Y annualised return | ₹8,43,765 | ₹7,32,612 | ₹1,11,153 | +5.87% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.05
₹1 Lakh since launch₹1.05 Lakh
Fund age13.2 yrs
Fund information
Scheme code124234
ISININF247L01247
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.25%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
52nd / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.32% | — | — |
| 3M | +5.67% | — | — |
| 6M | +6.49% | — | — |
| 1Y | +6.15% | — | +2.44% |
| 3Y | +6.40% | — | +2.87% |
| 5Y | +5.87% | — | +2.76% |
| 10Y | +4.09% | — | — |
| Since Launch | +4.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.54Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.38%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.41How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.27%
Cash2.73%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 17 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36254 364 DAYS TBILL 30JL26 FV RS 100 | Financial | Treasury Bills | 13.1896% |
| SUNDARAM FINANCE LIMITED 365D CP 31JUL26 | Financial | Commercial Paper | 6.5851% |
| AXIS BANK LIMITED CD 11AUG26 | Financial | Certificate of Deposit | 6.5743% |
| GOVERNMENT OF INDIA 36428 364 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 6.5557% |
| HDFC BANK LIMITED CD 11SEP26 | Financial | Certificate of Deposit | 6.54% |
| BAJAJ FINANCE LIMITED 365D CP 06NOV26 | Financial | Commercial Paper | 6.4605% |
| GOVERNMENT OF INDIA 37079 364 DAYS TBILL 11FB27 FV RS 100 | Financial | Treasury Bills | 6.4065% |
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 6.3957% |
| BANK OF BARODA CD 11JAN27 | Financial | Certificate of Deposit | 6.3922% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 6.379% |
Fund management
RA
Rakesh Shetty
Since 2022 · Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.
Mr. Shetty has done B.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - ultra short duration fund. Ranks 52 of 209 in its category over 1 year. Top 10 holdings make up 71% — a handful of stocks can swing returns sharply.
Strengths
- Ranks 52 of 209 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 71% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -12.0% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 71% of the portfolio.
- Financial makes up 97% — trouble in that sector hits the whole fund.