Sharpe ratio
0.67Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.18%1Y Absolute Return
-0.23%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Mirae Asset Equity Savings Fund- Direct Plan- GrowthFund 5Y annualised return | ₹9,16,304 | ₹7,32,612 | ₹1,83,692 | +9.18% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age7.9 yrs
Fund information
Scheme code145693
ISININF769K01EK1
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio0.74%
Exit loadExit Load for units in excess of 15% of the investment,1% will be charged for redemption within 90 Days.
Minimum SIP₹99 SIP
Return comparison
10th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +59.22% | — | — |
| 3M | +9.56% | — | — |
| 6M | +11.85% | — | — |
| 1Y | +6.18% | — | +1.29% |
| 3Y | +10.97% | — | +5.55% |
| 5Y | +9.18% | — | +4.44% |
| Since Launch | +11.48% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.92Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.95%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.63How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity39.18%
Hedged Equity28.20%
Debt27.94%
Cash4.68%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 255 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 28.1972% |
| ICICI Bank Ltd | Financial | Equity | 3.4268% |
| HDFC Bank Ltd | Financial | Equity | 3.4064% |
| Repo | Unspecified | Repo | 2.9552% |
| MUTHOOT FINANCE LIMITED OP I 7.88 NCD 22NV28 FVRS1LAC | Financial | Non Convertible Debenture | 2.5003% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.4267% |
| Bharti Airtel Ltd | Technology | Equity | 2.1352% |
| Axis Bank Ltd | Financial | Equity | 2.1071% |
| State Bank of India | Financial | Equity | 2.0787% |
| TORRENT PHARMACEUTICALS LTD SR 1 7.45 NCD 19JN28 FVRS1LAC | Healthcare | Debenture | 2.0096% |
Fund management
BA
Basant Bafna
Since 2025 · Prior to joining Mirae Asset Mutual Fund, he has worked with India Exim Bank and Union Bank of India
Mr. Bafna has done B.Com, MBA, CS, CA, FRM and CFA
BH
Bharti Sawant
Since 2020 · Prior to joining Mirae Asset Mutual Fund, She was associated with Sushil Finance Securities Pvt. Ltd., Latin Manharlal Securities Pvt. Ltd. and Kabu Shares and Stocking Pvt. Ltd. for Financial Analysis and Research.
Ms. Sawant is an M.S. Finance ( ICFAI Hyderabad ), CFA and B.Com.
VR
Vrijesh Kasera
Since 2019 · Prior to joining Mirae Asset Mutual Fund, he was associated with Axis Capital Ltd. as an Equity Research Analyst. He has also been associated with Edelweiss Broking Ltd.
Mr. Kasera is a MBA (Finance), CFA (ICFAI).
HA
Harshad Borawake
Since 2019 · Prior to joining Mirae Asset Mutual Fund, he has worked with Motilal Oswal Securities Ltd. as Vice President and Capmetrics & Risk Solutions Private Ltd. as Research Analyst - Equity.
Mr. Borawake is MBA(Finance) & B.E.(Polymers)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 5.4 points. Has fallen sharply before — down -18.2% at its worst.
Strengths
- Ahead of its category average over 3Y by 5.4 points.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 21% of the portfolio.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 10 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -18.2% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None