Sharpe ratio
0.67Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.06%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund - Direct Plan -GrowthFund 5Y annualised return | ₹8,61,659 | ₹7,32,612 | ₹1,29,047 | +6.72% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age9.7 yrs
Fund information
Scheme code140613
ISININF174V01267
BenchmarkCRISIL Low Duration Debt A-I Index
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.34%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
13th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.03% | — | — |
| 3M | +4.51% | — | — |
| 6M | +6.68% | — | — |
| 1Y | +6.06% | — | +2.45% |
| 3Y | +7.35% | — | +3.20% |
| 5Y | +6.72% | — | +3.00% |
| Since Launch | +6.85% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.76Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.64%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
6.94How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.46%
Cash5.54%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GODREJ PROPERTIES LIMITED SR A 8.15 LOA 03JL26 FVRS1LAC | Real Estate | Non Convertible Debenture | 4.81% |
| POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC | Financial | Bonds | 4.48% |
| EMBASSY OFFICE PARKS REIT SR XI 7.96 NCD 27SP27 FVRS1LAC | Real Estate | Non Convertible Debenture | 4.48% |
| REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC | Financial | Debenture | 4.47% |
| LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LAC | Financial | Non Convertible Debenture | 4.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 4.47% |
| AXIS BANK LIMITED CD 15OCT26 | Financial | Certificate of Deposit | 4.37% |
| 360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000 | Financial | Debenture | 4.3% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 4.29% |
| GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC | Diversified | Non Convertible Debenture | 4.21% |
Fund management
AM
Amit Garg
Since 2025 · Prior to joining Mahindra Manulife Investment Management Pvt. Ltd., he has worked with Darashaw & Co. and Daiwa Asset Management (India) Pvt. Ltd.
Mr Garg is a B.Com, MMS Finance, CFA
RA
Rahul Pal
Since 2017 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.
Mr. Pal is a B.Com (H) and Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -1.0%, volatility 0.6%. Financial makes up 69% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.0%, volatility 0.6%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 10+ years — the strategy has not chopped and changed.
- Ranks 13 of 226 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 69% — trouble in that sector hits the whole fund.