Sharpe ratio
0.49Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.63%1Y Absolute Return
-0.20%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Mahindra Manulife Equity Savings Fund - Direct Plan -GrowthFund 5Y annualised return | ₹8,99,180 | ₹7,32,612 | ₹1,66,568 | +8.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age9.8 yrs
Fund information
Scheme code140444
ISININF174V01184
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.21%
Exit loadExit load for units in excess of 10% of the investment,1% will be charged for redemption within 15 days.
Minimum SIP₹500 SIP
Return comparison
12th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +44.77% | — | — |
| 3M | +5.65% | — | — |
| 6M | +11.20% | — | — |
| 1Y | +5.63% | — | +1.29% |
| 3Y | +9.86% | — | +5.55% |
| 5Y | +8.43% | — | +4.44% |
| Since Launch | +10.28% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.68Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.29%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.50How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity35.54%
Hedged Equity28.45%
Debt28.28%
Real Estate4.17%
Cash3.56%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 110 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Receivables | Unspecified | Net Receivables | 30.1988% |
| ICICI Bank Ltd | Financial | Equity | 6.13% |
| Bajaj Finance Ltd | Financial | Equity | 4.91% |
| HDFC Bank Ltd | Financial | Equity | 4.77% |
| Ambuja Cements Ltd | Materials | Equity | 4.12% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.9% |
| BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC | Technology | Debenture | 3.71% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 3.42% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.34% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.28% |
Fund management
KU
Kush Sonigara
Since 2025 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus Asset Management Co. Ltd., My Capital Solutions Pvt. Ltd. and TBNG Financial Consultants.
Mr. Sonigara is a B.Com (FM), FRM
RE
Renjith Sivaram Radhakrishnan
Since 2023 · Prior to joining Mahindra Manulife Mutual Fund, he was associated with ICCI Securities, Antique Stock Broking, B&K Securities and Indian Seamless Steels and Alloys Ltd
Mr. Sivaram is an MBA in Finance and holds a Bachelor’s degree in Mechanical engineering
RA
Rahul Pal
Since 2017 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.
Mr. Pal is a B.Com (H) and Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 4.3 points. Has fallen sharply before — down -20.5% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.3 points.
- Recovered from its worst fall in 5 months.
- Same fund manager for 10+ years — the strategy has not chopped and changed.
- Ranks 12 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -20.5% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None