Sharpe ratio
-0.13Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+4.20%1Y Absolute Return
-0.20%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Mahindra Manulife Dynamic Bond Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,46,262 | ₹7,32,612 | ₹1,13,650 | +5.99% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age8.2 yrs
Fund information
Scheme code144403
ISININF174V01580
BenchmarkCRISIL Dynamic Bond A-III Index
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.38%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
21st / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +10.99% | — | — |
| 3M | -2.50% | — | — |
| 6M | +5.87% | — | — |
| 1Y | +4.20% | — | +1.66% |
| 3Y | +7.38% | — | +3.62% |
| 5Y | +5.99% | — | +3.39% |
| Since Launch | +6.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.21Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
2.18%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.64How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt92.36%
Cash4.84%
Real Estate2.80%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 16 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 28.9% |
| NATIONAL HOUSING BANK 7.29 BD 04JL31 FVRS1LAC | Financial | Bonds | 8.95% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 8.92% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 8.81% |
| STATE DEVELOPMENT LOAN 36699 MH 12NV37 7.25 FV RS 100 | Unspecified | State Development Loan | 8.71% |
| Mahindra Manulife Short Duration Fund Direct - Growth | Unspecified | Mutual Fund | 5.45% |
| Mahindra Manulife Low Duration Fund Direct - Growth | Unspecified | Mutual Fund | 5.41% |
| MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC | Financial | Debenture | 4.48% |
| 360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000 | Financial | Debenture | 4.47% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 665 RR NCD 27FB29 FVRS1LAC | Financial | Debenture | 4.44% |
Fund management
KU
Kush Sonigara
Since 2025 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus Asset Management Co. Ltd., My Capital Solutions Pvt. Ltd. and TBNG Financial Consultants.
Mr. Sonigara is a B.Com (FM), FRM
RA
Rahul Pal
Since 2018 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.
Mr. Pal is a B.Com (H) and Chartered Accountant.
Compare similar funds
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Summary
A moderately high-risk debt scheme - dynamic bond fund. Losses and swings stayed contained — worst fall -2.3%, volatility 2.2%. Top 10 holdings make up 89% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -2.3%, volatility 2.2%.
- Recovered from its worst fall in 3 months.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 21 of 160 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 89% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- Top 10 holdings = 89% of the portfolio.