Sharpe ratio
0.49Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.26%1Y Absolute Return
-0.44%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Mahindra Manulife Balanced Advantage Fund - Direct Plan - GrowthFund 3Y annualised return · 5Y history unavailable | ₹9,88,127 | ₹7,32,612 | ₹2,55,515 | +12.14% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age4.9 yrs
Fund information
Scheme code149406
ISININF174V01BE0
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.83%
Exit loadExit load for units in excess of 10% of the investment 1% will be charged for redemption within 3 months.
Minimum SIP₹500 SIP
Return comparison
16th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +120.86% | — | — |
| 3M | +8.63% | — | — |
| 6M | +16.26% | — | — |
| 1Y | +5.26% | — | +0.31% |
| 3Y | +12.14% | — | +7.18% |
| Since Launch | +11.05% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.67Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
10.61%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.13How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity69.44%
Debt24.51%
Cash3.98%
Real Estate2.07%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 85 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 3.92% |
| MUTHOOT FINANCE LIMITED OP I 8.52 NCD 07AP28 FVRS1LAC | Financial | Debenture | 2.78% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.78% |
| Mahindra Liquid Fund Direct -Growth | Unspecified | Mutual Fund | 2.77% |
| HDFC Bank Ltd | Financial | Equity | 2.57% |
| Net Receivables | Unspecified | Net Receivables | 2.42% |
| Bharti Airtel Ltd | Technology | Equity | 2.42% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.36% |
| Axis Bank Ltd | Financial | Equity | 2.23% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 2.21% |
Fund management
FA
Fatema Pacha
Since 2021 · Prior to joining Mahindra Manulife Mutual Fund, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.
Ms. Pacha has done PGDBM (Finance) and BE (Computers)
RA
Rahul Pal
Since 2021 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.
Mr. Pal is a B.Com (H) and Chartered Accountant.
AM
Amit Garg
Since 2025 · Prior to joining Mahindra Manulife Investment Management Pvt. Ltd., he has worked with Darashaw & Co. and Daiwa Asset Management (India) Pvt. Ltd.
Mr Garg is a B.Com, MMS Finance, CFA
NE
Neelesh Dhamnaskar
Since 2026 · Prior to joining Mahindra Manulife Mutual Fund, he has worked with Invesco MF, ENAM Securities Direct Pvt. Ltd. and KR Choksey Shares and Securities Pvt. Ltd. He has also worked with Anand Rathi Ltd., as Commodity Research Analyst.
Mr. Dhamnaskar is a B.Com (H)and MMS (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 5.0 points.
Strengths
- Ahead of its category average over 3Y by 5.0 points.
- Losses and swings stayed contained — worst fall -9.8%, volatility 10.6%.
- Recovered from its worst fall in 3 months.
- Well spread out — top 10 holdings are only 23% of the portfolio.
- Ranks 16 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.6% volatility.
Risk drivers
- None