Sharpe ratio
-1.32Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.74%1Y Absolute Return
+0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Ultra Short Duration Fund-Direct Plan-GrowthFund 5Y annualised return | ₹8,54,865 | ₹7,32,612 | ₹1,22,253 | +6.40% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age7.0 yrs
Fund information
Scheme code147772
ISININF767K01QU8
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.24%
Exit loadNil
Minimum SIP₹200 SIP
Return comparison
5th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.85% | — | — |
| 3M | +6.40% | — | — |
| 6M | +7.35% | — | — |
| 1Y | +6.74% | — | +2.44% |
| 3Y | +7.23% | — | +2.87% |
| 5Y | +6.40% | — | +2.76% |
| Since Launch | +5.73% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-3.20Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.43%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
4.37How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.96%
Cash5.04%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 25 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 9.573% |
| EXPORT IMPORT BANK OF INDIA CD 11NOV26 | Financial | Certificate of Deposit | 7.7481% |
| MINDSPACE BUSINESS PARKS REIT SR NCD7 8.03 NCD 10DC26 FVRS1LAC | Real Estate | Debenture | 5.6952% |
| GOVERNMENT OF INDIA 37010 182 DAYS TBILL 30JL26 FV RS 100 | Financial | Treasury Bills | 5.6463% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 5.5314% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 5.5117% |
| PUNJAB NATIONAL BANK CD 15DEC26 | Financial | Certificate of Deposit | 5.5003% |
| AXIS BANK LIMITED CD 16DEC26 | Financial | Certificate of Deposit | 5.4994% |
| CANARA BANK CD 18DEC26 | Financial | Certificate of Deposit | 5.4975% |
| KOTAK MAHINDRA BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 5.4214% |
Fund management
PR
Pratik Harish Shroff
Since 2025 · Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities
Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta
RA
Rahul Singh
Since 2019 · Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).
Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -1.3%, volatility 0.4%. Top 10 holdings make up 62% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -1.3%, volatility 0.4%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 5 of 209 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 62% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 62% of the portfolio.
- Financial makes up 85% — trouble in that sector hits the whole fund.