Sharpe ratio
0.56Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.79%1Y Absolute Return
-0.34%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Multi Asset Allocation Fund-Direct Plan-GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,64,339 | ₹7,32,612 | ₹31,727 | +1.79% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age1.7 yrs
Fund information
Scheme code153246
ISININF767K01RZ5
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio1.10%
Exit loadExit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹200 SIP
Return comparison
81st / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +39.39% | — | — |
| 3M | -6.71% | — | — |
| 6M | +2.24% | — | — |
| 1Y | +1.79% | — | +3.20% |
| Since Launch | +13.32% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.79Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.48%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.99How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity67.73%
Commodities17.32%
Debt11.96%
Cash2.98%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 62 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| LIC MF Gold ETF | Unspecified | Mutual Fund | 14.2614% |
| ICICI Bank Ltd | Financial | Equity | 3.7154% |
| Repo | Unspecified | Repo | 3.6637% |
| Aditya Birla Sun Life Silver ETF-Growth | Unspecified | Mutual Fund | 3.3856% |
| Interglobe Aviation Ltd | Industrials | Equity | 2.6953% |
| Axis Bank Ltd | Financial | Equity | 2.6915% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.6467% |
| AXIS BANK LIMITED CD 16OCT26 | Financial | Certificate of Deposit | 2.5381% |
| Bharti Airtel Ltd | Technology | Equity | 2.5133% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 2.1133% |
Fund management
PR
Pratik Harish Shroff
Since 2025 · Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities
Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta
SU
Sumit Bhatnagar
Since 2025 · Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.
Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA).
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -13.5%, volatility 14.5%. Ranks 81 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -13.5%, volatility 14.5%.
- Recovered from its worst fall in 5 months.
- Well spread out — top 10 holdings are only 24% of the portfolio.
Weaknesses
- Ranks 81 of 124 in its category over 1 year.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.5% volatility.
Risk drivers
- None