Sharpe ratio
0.32Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.00%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Equity Savings Fund-Direct Plan-GrowthFund 3Y annualised return · 5Y history unavailable | ₹9,10,320 | ₹7,32,612 | ₹1,77,708 | +8.92% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age3.3 yrs
Fund information
Scheme code151952
ISININF397L01AZ5
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.97%
Exit loadExit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹200 SIP
Return comparison
43rd / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +29.05% | — | — |
| 3M | +1.59% | — | — |
| 6M | +5.96% | — | — |
| 1Y | +3.00% | — | +1.29% |
| 3Y | +8.92% | — | +5.55% |
| Since Launch | +8.59% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.46Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.15How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity37.38%
Equity30.67%
Cash18.82%
Debt13.13%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 93 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 37.3838% |
| Repo | Unspecified | Repo | 19.6672% |
| LIC MF Liquid Fund Direct-Growth | Unspecified | Mutual Fund | 10.1918% |
| Cipla Ltd | Healthcare | Equity | 3.0819% |
| State Bank of India | Financial | Equity | 2.5409% |
| Bank Of Baroda | Financial | Equity | 2.1906% |
| Trent Ltd | Consumer Discretionary | Equity | 2.0306% |
| Zomato Ltd | Technology | Equity | 1.7642% |
| Ashok Leyland Ltd | Industrials | Equity | 1.7342% |
| Divi's Laboratories Ltd | Healthcare | Equity | 1.6278% |
Fund management
PR
Pratik Harish Shroff
Since 2023 · Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities
Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta
SI
Siddharth Panjwani
Since 2026 · Prior to joining the LIC AMC, he was associated with People Hum Technologies Pvt Ltd, Engati Technologies Pvt Ltd, PiMonk Tech Pvt Ltd, Quinbay Technologies Pvt Ltd, Pickright Technologies Pvt Ltd, Quintessential Investment Advisors LLP and Lazard Asset Management.
CFA Institute, USA, MBA - Carnegie Mellon University, B.E., Computer Science
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 3.4 points. Ranks 43 of 131 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 3.4 points.
- Recovered from its worst fall in 1 months.
- Well spread out — top 10 holdings are only 20% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderate risk level.
Risk drivers
- None