Sharpe ratio
0.51Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-0.58%1Y Absolute Return
-0.35%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF ELSS Tax Saver-Direct Plan-GrowthFund 5Y annualised return | ₹9,13,766 | ₹7,32,612 | ₹1,81,154 | +9.07% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code120270
ISININF767K01EM1
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio1.22%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
111th / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +124.23% | — | — |
| 3M | +5.20% | — | — |
| 6M | +17.02% | — | — |
| 1Y | -0.58% | — | -0.21% |
| 3Y | +10.89% | — | +9.69% |
| 5Y | +9.07% | — | +7.74% |
| 10Y | +13.00% | — | — |
| Since Launch | +13.54% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.70Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.10%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.38How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity93.39%
Cash6.61%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 55 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 8.2051% |
| HDFC Bank Ltd | Financial | Equity | 7.2197% |
| Repo | Unspecified | Repo | 6.883% |
| Axis Bank Ltd | Financial | Equity | 4.5507% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 3.7259% |
| State Bank of India | Financial | Equity | 3.2504% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.8202% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 2.3561% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 2.1397% |
| Trent Ltd | Consumer Discretionary | Equity | 2.1238% |
Fund management
SU
Sumit Bhatnagar
Since 2026 · Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.
Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA).
NI
Nikhil Kapoor
Since 2026 · Prior to joining the LIC MF, he was associated with JM Financial Servies Ltd.
Executive MBA IIM Indore, Post Graduate Diploma in Business Management - NMIMS, Bachelor of Management Studies.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - elss fund. Ahead of its category average over 3Y by 1.2 points. Has fallen sharply before — down -35.7% at its worst.
Strengths
- Ahead of its category average over 3Y by 1.2 points.
Weaknesses
- Has fallen sharply before — down -35.7% at its worst.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.1% volatility.
Risk drivers
- Corrections have been sharp — worst fall -35.7% with 15.1% volatility. Took 8 months to recover last time.