Sharpe ratio
-0.42Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
-0.51%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Consumption Fund-Direct Plan-GrowthFund since-launch annualised return · 5Y history unavailable | ₹7,17,490 | ₹7,32,612 | ₹-15,122 | -0.89% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹0.99
₹1 Lakh since launch₹0.99 Lakh
Fund age1.0 yrs
Fund information
Scheme code153948
ISININF767K01SD0
BenchmarkNIFTY India Consumption TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.13%
Exit loadExit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
Minimum SIP₹200 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +112.30% | — | — |
| 3M | -4.87% | — | — |
| 6M | +9.10% | — | — |
| Since Launch | -0.89% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.59Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
15.00%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
-0.06How well the fund rewarded investors relative to its biggest decline.
Negative
The fund has struggled to recover from its drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.81%
Cash1.19%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 54 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bharti Airtel Ltd | Technology | Equity | 3.2398% |
| Interglobe Aviation Ltd | Industrials | Equity | 3.2196% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 3.0514% |
| ITC Hotels Ltd | Consumer Discretionary | Equity | 2.9198% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 2.8032% |
| Eureka Forbes Ltd | Consumer Discretionary | Equity | 2.7865% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.7593% |
| Allied Blenders And Distillers Ltd. | Consumer Staples | Equity | 2.7247% |
| Godfrey Phillips India Ltd | Consumer Staples | Equity | 2.7196% |
| Vishal Mega Mart Ltd. | Consumer Staples | Equity | 2.4778% |
Fund management
SU
Sumit Bhatnagar
Since 2025 · Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.
Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA).
NI
Nikhil Kapoor
Since 2026 · Prior to joining the LIC MF, he was associated with JM Financial Servies Ltd.
Executive MBA IIM Indore, Post Graduate Diploma in Business Management - NMIMS, Bachelor of Management Studies.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -14.8%, volatility 15.0%.
Strengths
- Losses and swings stayed contained — worst fall -14.8%, volatility 15.0%.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 29% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.0% volatility.
Risk drivers
- None