Sharpe ratio
0.29Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.60%1Y Absolute Return
-0.09%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Balanced Advantage Fund-Direct Plan-GrowthFund 3Y annualised return · 5Y history unavailable | ₹9,25,843 | ₹7,32,612 | ₹1,93,231 | +9.59% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age5.0 yrs
Fund information
Scheme code149261
ISININF767K01QY0
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.51%
Exit loadExit load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹200 SIP
Return comparison
34th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +79.16% | — | — |
| 3M | +1.68% | — | — |
| 6M | +16.71% | — | — |
| 1Y | +3.60% | — | +0.31% |
| 3Y | +9.59% | — | +7.18% |
| Since Launch | +8.74% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.42Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
10.13%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.93How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 60 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD8 7.43 LOA 24OT34 FVRS1LAC | Industrials | Debenture | 7.6244% |
| ICICI Bank Ltd | Financial | Equity | 5.5677% |
| Navin Fluorine International Ltd | Materials | Equity | 4.0819% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 3.7408% |
| Repo | Unspecified | Repo | 3.2814% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 2.8091% |
| Divi's Laboratories Ltd | Healthcare | Equity | 2.4792% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.4576% |
| Bajaj Finance Ltd | Financial | Equity | 2.4148% |
| GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100 | Entities | GOI Securities | 2.3281% |
Fund management
RA
Rahul Singh
Since 2021 · Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).
Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
MA
Mahesh Bendre
Since 2026 · Prior to joining LIC Mutual Fund, he has worked with IDBI Capital, Vervene Asset Management, Stewart & Mackertich, Karvy Inst. Equity and Way2wealth, Quantum Securities
Mr. Bendre has done B.E(Mechanical), MBA (Finance) and PhD (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 2.4 points.
Strengths
- Ahead of its category average over 3Y by 2.4 points.
- Losses and swings stayed contained — worst fall -9.4%, volatility 10.1%.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 29% of the portfolio.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 34 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.1% volatility.
Risk drivers
- None