Sharpe ratio
0.36Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.18%1Y Absolute Return
+0.08%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| LIC MF Aggressive Hybrid Fund-Direct Plan-GrowthFund 5Y annualised return | ₹9,05,524 | ₹7,32,612 | ₹1,72,912 | +8.71% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age13.9 yrs
Fund information
Scheme code120261
ISININF767K01ED0
BenchmarkCRISIL Hybrid 35+65 Aggressive Index
CategoryHybrid Scheme - Aggressive Hybrid Fund
Expense ratio1.50%
Exit loadExit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹200 SIP
Return comparison
47th / 159 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +40.46% | — | — |
| 3M | +0.88% | — | — |
| 6M | +14.22% | — | — |
| 1Y | +3.18% | — | -0.13% |
| 3Y | +11.63% | — | +8.78% |
| 5Y | +8.71% | — | +7.29% |
| 10Y | +10.23% | — | — |
| Since Launch | +10.31% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.49Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
12.41%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity68.58%
Debt28.56%
Cash2.86%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 68 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 4.6901% |
| ICICI Bank Ltd | Financial | Equity | 4.4988% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.0217% |
| HDFC BANK LIMITED CD 05AUG26 | Financial | Certificate of Deposit | 3.0109% |
| STATE DEVELOPMENT LOAN 33819 KAR 10JN36 7.74 FV RS 100 | Unspecified | State Development Loan | 3.0017% |
| Repo | Unspecified | Repo | 2.9867% |
| Axis Bank Ltd | Financial | Equity | 2.5342% |
| Bajaj Finance Ltd | Financial | Equity | 2.1517% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 2.0876% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 2.0836% |
Fund management
PR
Pratik Harish Shroff
Since 2023 · Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities
Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta
MA
Manoj Bajpai
Since 2026 · Prior to joining the LIC AMC, he was associated with Blue Ashva Capital LLP, Barclays Securities India Private Limited and Julius Baer Wealth dvisors (India) Private Limited.
PGDBA, Finance, B.Sc, Engineering-Regional Institute of Technology, Jamshedpur
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - aggressive hybrid fund. Ahead of its category average over 3Y by 2.8 points. Has fallen sharply before — down -28.2% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.8 points.
- Well spread out — top 10 holdings are only 26% of the portfolio.
Weaknesses
- Has fallen sharply before — down -28.2% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.4% volatility.
Risk drivers
- None