Sharpe ratio
0.78Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.89%1Y Absolute Return
-0.28%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak-Small Cap Fund - Growth - DirectFund 5Y annualised return | ₹9,57,435 | ₹7,32,612 | ₹2,24,823 | +10.91% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age13.9 yrs
Fund information
Scheme code120164
ISININF174K01KT2
BenchmarkNIFTY Smallcap 250 TRI
CategoryEquity Scheme - Small Cap Fund
Expense ratio0.65%
Exit loadExit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Minimum SIP₹100 SIP
Return comparison
80th / 126 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +11.87% | — | — |
| 3M | -9.03% | — | — |
| 6M | +13.64% | — | — |
| 1Y | +5.89% | — | +8.28% |
| 3Y | +11.68% | — | +11.58% |
| 5Y | +10.91% | — | +11.96% |
| 10Y | +17.43% | — | — |
| Since Launch | +18.49% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.07Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
16.21%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.46How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.41%
Cash1.59%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 80 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Aster DM Healthcare Ltd | Healthcare | Equity | 4.75% |
| Vijaya Diagnostic Centre Ltd | Healthcare | Equity | 3.95% |
| Krishna Institute Of Medical Sciences Ltd | Healthcare | Equity | 3.68% |
| Sansera Engineering Ltd | Consumer Discretionary | Equity | 3.56% |
| Kalpataru Power Transmission Ltd | Industrials | Equity | 2.62% |
| Minda Corporation Ltd | Consumer Discretionary | Equity | 2.46% |
| Century Plyboards (India) Ltd | Materials | Equity | 2.34% |
| Ajanta Pharma Ltd | Healthcare | Equity | 2.1% |
| Techno Electric & Engineering Company Ltd | Industrials | Equity | 2.05% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.01% |
Fund management
HA
Harish Bihani
Since 2023 · Prior to joining Kotak Mutual Fund, he has worked with ICICI Prudential Mutual Fund, SBI Mutual Fund, Kotak Instituitional Equities, CIMB Securities, RBS Equities India Pvt. Ltd., Indiabulls Securities Ltd. and Reliance Equities International Pvt. Ltd.
Mr. Bihani has done MBA in Finance
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - small cap fund. Ahead of its category average over 3Y by 0.1 points. Trailing its category average over 5Y by 1.0 points.
Strengths
- Ahead of its category average over 3Y by 0.1 points.
- Well spread out — top 10 holdings are only 30% of the portfolio.
Weaknesses
- Trailing its category average over 5Y by 1.0 points.
- Has fallen sharply before — down -40.6% at its worst.
- Ranks 80 of 126 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.2% volatility.
Risk drivers
- Heavily invested in small-cap stocks (76%) — expect sharper swings and slower recovery after a fall.
- Corrections have been sharp — worst fall -40.6% with 16.2% volatility. Took 7 months to recover last time.