Sharpe ratio
0.79Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.66%1Y Absolute Return
-0.07%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Bond Short Term Plan-(Growth) - DirectFund 5Y annualised return | ₹8,55,922 | ₹7,32,612 | ₹1,23,310 | +6.45% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119739
ISININF174K01JI7
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.39%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
22nd / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.51% | — | — |
| 3M | +1.53% | — | — |
| 6M | +6.08% | — | — |
| 1Y | +4.66% | — | +2.20% |
| 3Y | +7.29% | — | +4.12% |
| 5Y | +6.45% | — | +3.81% |
| 10Y | +7.18% | — | — |
| Since Launch | +7.84% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.27Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.19%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.57How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.19%
Cash2.81%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 103 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 4.37% |
| STATE DEVELOPMENT LOAN 35559 KAR 12FB31 7.08 FV RS 100 | Unspecified | State Development Loan | 3.49% |
| LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LAC | Financial | Non Convertible Debenture | 3.46% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 3.33% |
| STATE DEVELOPMENT LOAN 37028 KAR 04FB35 7.49 FV RS 100 | Unspecified | State Development Loan | 2.94% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 2.8% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.73% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.66% |
| Net Current Assets | Unspecified | Net Current Assets | 2.6% |
| BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LAC | Financial | Debenture | 2.45% |
Fund management
AB
Abhishek Bisen
Since 2022 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
DE
Deepak Agrawal
Since 2012 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - short duration fund. Recovered from its worst fall in 2 months. Financial makes up 60% — trouble in that sector hits the whole fund.
Strengths
- Recovered from its worst fall in 2 months.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 22 of 172 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 60% — trouble in that sector hits the whole fund.