Sharpe ratio
0.75Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.80%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 40 Index Fund Direct Plan - GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,76,332 | ₹7,32,612 | ₹1,43,720 | +7.40% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.1 yrs
Fund information
Scheme code150725
ISININF174KA1JT3
BenchmarkNifty SDL Plus AAA PSU Bond Jul 2028 60:40
CategoryOther Scheme - Index Funds
Expense ratio0.21%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
321st / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.20% | — | — |
| 3M | +2.33% | — | — |
| 6M | +5.96% | — | — |
| 1Y | +4.80% | — | +1.74% |
| 3Y | +7.40% | — | +9.75% |
| Since Launch | +7.33% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.55Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.11%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
11.62How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.47%
Cash3.53%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 37 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 20404 TN 09MY28 8.15 FV RS 100 | Unspecified | State Development Loan | 18.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 9.74% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 6.76% |
| STATE DEVELOPMENT LOAN 20607 MH 11JL28 8.56 FV RS 100 | Unspecified | State Development Loan | 6.15% |
| STATE DEVELOPMENT LOAN 20263 TN 14MR28 8.28 FV RS 100 | Unspecified | State Development Loan | 5.76% |
| STATE DEVELOPMENT LOAN 20359 TN 18AP28 8.05 FV RS 100 | Unspecified | State Development Loan | 5.57% |
| SDL GUJARAT 8.35% (28/02/2028) | Industrials | State Development Loan | 4.9% |
| POWER FINANCE CORPORATION LTD. SR BS227B 7.77 BD 15AP28 FVRS1LAC | Financial | Debenture | 3.86% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR I 8.01 BD 24MR28 FVRS10LAC | Financial | Debenture | 3.5% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 3.46% |
Fund management
AB
Abhishek Bisen
Since 2022 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.6%, volatility 1.1%. Trailing its category average over 3Y by 2.4 points.
Strengths
- Losses and swings stayed contained — worst fall -0.6%, volatility 1.1%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Trailing its category average over 3Y by 2.4 points.
- Top 10 holdings make up 68% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 68% of the portfolio.
- Unspecified makes up 55% — trouble in that sector hits the whole fund.