Sharpe ratio
0.30Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.22%1Y Absolute Return
-0.22%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Nifty SDL Jul 2033 Index Fund Direct Plan Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,68,524 | ₹7,32,612 | ₹1,35,912 | +7.04% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.7 yrs
Fund information
Scheme code151420
ISININF174KA1MJ8
BenchmarkNifty SDL Jul 2033
CategoryOther Scheme - Index Funds
Expense ratio0.21%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
484th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +11.86% | — | — |
| 3M | -3.81% | — | — |
| 6M | +5.42% | — | — |
| 1Y | +3.22% | — | +1.74% |
| 3Y | +7.04% | — | +9.75% |
| Since Launch | +7.13% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.47Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.91%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.73How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio102%
Debt102.26%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 15 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 32546 MH 25JN33 7.64 FV RS 100 | Unspecified | State Development Loan | 18.26% |
| STATE DEVELOPMENT LOAN 32803 UP 29MR33 7.79 FV RS 100 | Unspecified | State Development Loan | 11.13% |
| STATE DEVELOPMENT LOAN 35623 TN 27FB33 7.17 FV RS 100 | Unspecified | State Development Loan | 10.8% |
| 7.74% Maharashtra SDL 2033 | Unspecified | State Development Loan | 8.34% |
| STATE DEVELOPMENT LOAN 36213 AP 16JL33 6.87 FV RS 100 | Financial | State Development Loan | 8.34% |
| STATE DEVELOPMENT LOAN 32618 BH 15FB33 7.72 FV RS 100 | Unspecified | State Development Loan | 8.28% |
| STATE DEVELOPMENT LOAN 32945 TN 24MY33 7.32 FV RS 100 | Unspecified | State Development Loan | 8.16% |
| STATE DEVELOPMENT LOAN 32639 AP 22FB33 7.71 FV RS 100 | Financial | State Development Loan | 6.92% |
| STATE DEVELOPMENT LOAN 32719 BH 15MR33 7.73 FV RS 100 | Unspecified | State Development Loan | 5.53% |
| STATE DEVELOPMENT LOAN 32888 TN 03MY33 7.44 FV RS 100 | Unspecified | State Development Loan | 5.48% |
Fund management
AB
Abhishek Bisen
Since 2023 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -2.6%, volatility 2.9%. Trailing its category average over 3Y by 2.7 points.
Strengths
- Losses and swings stayed contained — worst fall -2.6%, volatility 2.9%.
Weaknesses
- Trailing its category average over 3Y by 2.7 points.
- Top 10 holdings make up 91% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 91% of the portfolio.
- Unspecified makes up 82% — trouble in that sector hits the whole fund.