Sharpe ratio
1.05Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+5.59%1Y Absolute Return
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Nifty SDL Jul 2026 Index Fund Direct Plan GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,70,251 | ₹7,32,612 | ₹1,37,639 | +7.12% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.6 yrs
Fund information
Scheme code151218
ISININF174KA1LC5
BenchmarkNifty SDL Jul 2026
CategoryOther Scheme - Index Funds
Expense ratio0.20%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.14% | — | — |
| 3M | +5.36% | — | — |
| 6M | +5.55% | — | — |
| 1Y | +5.59% | — | +1.74% |
| 3Y | +7.12% | — | +9.75% |
| Since Launch | +7.14% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.82Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.30%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
21.25How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt92.27%
Cash7.73%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
8 of 8 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Maharashtra State SDL 7.84 13/07/2026 | Unspecified | State Development Loan | 37.63% |
| West Bengal State SDL 7.86 13/07/2026 | Unspecified | State Development Loan | 20.9% |
| Telangana State SDL 7.85 13/07/2026 | Financial | State Development Loan | 20.9% |
| Tamilnadu State SDL 7.84 13/07/2026 | Unspecified | State Development Loan | 7.32% |
| GOVERNMENT OF INDIA 36241 364 DAYS TBILL 23JL26 FV RS 100 | Financial | Treasury Bills | 5.21% |
| Repo | Unspecified | Repo | 4.39% |
| Net Current Assets | Unspecified | Net Current Assets | 3.34% |
| 364 Day T-BILL 09 July 2026 | Financial | Treasury Bills | 0.31% |
Fund management
AB
Abhishek Bisen
Since 2022 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.3%, volatility 0.3%. Trailing its category average over 3Y by 2.6 points.
Strengths
- Losses and swings stayed contained — worst fall -0.3%, volatility 0.3%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Trailing its category average over 3Y by 2.6 points.
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Unspecified makes up 74% — trouble in that sector hits the whole fund.