Sharpe ratio
0.61Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.60%1Y Absolute Return
-0.57%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Nifty Financial Services Ex-Bank Index Fund - Direct Plan - Growth optionFund 3Y annualised return · 5Y history unavailable | ₹10,93,222 | ₹7,32,612 | ₹3,60,610 | +16.01% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age3.2 yrs
Fund information
Scheme code151911
ISININF174KA1OR7
BenchmarkNifty Financial Services Ex-Bank TRI
CategoryOther Scheme - Index Funds
Expense ratio0.32%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
539th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +201.99% | — | — |
| 3M | -0.31% | — | — |
| 6M | +8.99% | — | — |
| 1Y | +2.60% | — | +1.74% |
| 3Y | +16.01% | — | +9.75% |
| Since Launch | +17.75% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.88Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
22.15%How much the fund’s returns fluctuate over time.
Very high volatility
Expect large price swings and higher risk.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.04How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 32 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bajaj Finance Ltd | Financial | Equity | 17.01% |
| BSE Ltd | Financial | Equity | 8.29% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 8.15% |
| Bajaj Finserv Ltd | Financial | Equity | 6.53% |
| SBI Life Insurance Company Ltd | Financial | Equity | 4.7% |
| Jio Financial Services Limited | Financial | Equity | 4.68% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 4.45% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 3.82% |
| Power Finance Corporation Ltd | Financial | Equity | 3.44% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 3.28% |
Fund management
JE
Jeetu Valechha Sonar
Since 2026 · Prior to joining Kotak AMC Limited, he has worked as institutional dealer with Kotak Securities Ltd. and is part of Kotak Group since 2014.
Mr. Sonar is a Post Graduate Diploma in Management in Finance management
AB
Abhishek Bisen
Since 2023 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
SA
Satish Dondapati
Since 2023 · Prior to joining Kotak Mutual fund he has worked with Centurian Bank Of Punjab, Bajaj Capital Ltd.
Mr. Dondapati has done MBA Finance
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk other scheme - index funds fund. Ahead of its category average over 3Y by 6.3 points. Top 10 holdings make up 64% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 6.3 points.
- Recovered from its worst fall in 4 months.
Weaknesses
- Top 10 holdings make up 64% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 22.1% volatility.
Risk drivers
- Top 10 holdings = 64% of the portfolio.
- Financial makes up 97% — trouble in that sector hits the whole fund.