Sharpe ratio
0.85Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+8.31%1Y Absolute Return
-0.47%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Multi Asset Allocation Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹11,34,387 | ₹7,32,612 | ₹4,01,775 | +17.40% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.17
₹1 Lakh since launch₹1.17 Lakh
Fund age3.1 yrs
Fund information
Scheme code152064
ISININF174KA1PD4
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.60%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
6th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +28.20% | — | — |
| 3M | -9.92% | — | — |
| 6M | -0.17% | — | — |
| 1Y | +8.31% | — | +3.20% |
| 3Y | +17.40% | — | +13.01% |
| Since Launch | +17.06% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.16Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
15.82%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.24How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity70.03%
Commodities11.85%
Debt11.11%
Cash6.96%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 102 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Kotak Silver ETF-Growth | Unspecified | Mutual Fund | 7.6403% |
| Repo | Unspecified | Repo | 5.5822% |
| Kotak Gold ETF | Unspecified | Mutual Fund | 4.3745% |
| State Bank of India | Financial | Equity | 3.3663% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 3.0088% |
| ITC Ltd | Consumer Staples | Equity | 2.958% |
| NTPC Ltd | Energy & Utilities | Equity | 2.9521% |
| Power Finance Corporation Ltd | Financial | Equity | 2.7726% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 2.3707% |
| Indus Towers Ltd | Technology | Equity | 2.3386% |
Fund management
JE
Jeetu Valechha Sonar
Since 2023 · Prior to joining Kotak AMC Limited, he has worked as institutional dealer with Kotak Securities Ltd. and is part of Kotak Group since 2014.
Mr. Sonar is a Post Graduate Diploma in Management in Finance management
AB
Abhishek Bisen
Since 2023 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
DE
Devender Singhal
Since 2023 · Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
HI
Hiten Shah
Since 2023 · Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 4.4 points.
Strengths
- Ahead of its category average over 3Y by 4.4 points.
- Losses and swings stayed contained — worst fall -13.8%, volatility 15.8%.
- Well spread out — top 10 holdings are only 26% of the portfolio.
- Ranks 6 of 124 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.8% volatility.
Risk drivers
- None