Sharpe ratio
0.31Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.68%1Y Absolute Return
-0.18%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Bond Fund - Growth - DirectFund 5Y annualised return | ₹8,47,723 | ₹7,32,612 | ₹1,15,111 | +6.06% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119735
ISININF174K01JC0
BenchmarkCRISIL Medium to Long Duration Debt A-III Index
CategoryDebt Scheme - Medium to Long Duration Fund
Expense ratio0.74%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
16th / 101 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +12.42% | — | — |
| 3M | -3.57% | — | — |
| 6M | +6.62% | — | — |
| 1Y | +3.68% | — | +1.72% |
| 3Y | +6.95% | — | +4.29% |
| 5Y | +6.06% | — | +4.03% |
| 10Y | +6.67% | — | — |
| Since Launch | +7.49% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.45Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.44%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.76How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt92.95%
Real Estate5.14%
Cash1.91%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 50 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 11.18% |
| NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LAC | Financial | Bonds | 7.62% |
| STATE DEVELOPMENT LOAN 37102 TN 18FB32 7.12 FV RS 100 | Unspecified | State Development Loan | 6.91% |
| STATE DEVELOPMENT LOAN 37474 TN 03JU33 7.69 FV RS 100 | Unspecified | State Development Loan | 5.65% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 5.39% |
| STATE DEVELOPMENT LOAN 36738 GUJ 26NV32 6.98 FV RS 100 | Industrials | State Development Loan | 5.22% |
| STATE DEVELOPMENT LOAN 37000 TN 28JN34 7.39 FV RS 100 | Unspecified | State Development Loan | 4.72% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 4.49% |
| STATE DEVELOPMENT LOAN 36411 BH 10SP34 7.45 FV RS 100 | Unspecified | State Development Loan | 4.43% |
| STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100 | Unspecified | State Development Loan | 4.42% |
Fund management
AB
Abhishek Bisen
Since 2012 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - medium to long duration fund. Same fund manager for 14+ years — the strategy has not chopped and changed. Top 10 holdings make up 60% — a handful of stocks can swing returns sharply.
Strengths
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 16 of 101 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 60% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -9.9% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 60% of the portfolio.