Sharpe ratio
0.96Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.50%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Medium Term Fund - Direct GrowthFund 5Y annualised return | ₹8,74,589 | ₹7,32,612 | ₹1,41,977 | +7.32% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age12.6 yrs
Fund information
Scheme code128006
ISININF174K01VQ5
BenchmarkCRISIL Medium Duration Debt A-III Index
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.67%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
8th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.82% | — | — |
| 3M | +0.04% | — | — |
| 6M | +7.47% | — | — |
| 1Y | +5.50% | — | +1.91% |
| 3Y | +8.74% | — | +4.03% |
| 5Y | +7.32% | — | +3.85% |
| 10Y | +7.39% | — | — |
| Since Launch | +8.36% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.55Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.76%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.62How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt88.16%
Real Estate10.25%
Cash1.59%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 67 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 5.97% |
| L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC | Industrials | Non Convertible Debenture | 5.5% |
| ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC | Energy & Utilities | Debenture | 5.04% |
| BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC | Consumer Discretionary | Debenture | 5.04% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 4.36% |
| TATA STEEL LIMITED SR 2 7.76 NCD 20SP32 FVRS10LAC | Materials | Bonds/Debentures | 4.21% |
| 360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LAC | Financial | Debenture | 4.19% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 3.35% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC | Materials | Non Convertible Debenture | 3.1% |
| INDIA GRID TRUST SR X 7.88 NCD 30AP29 FVRS1LAC | Industrials | Debenture | 2.83% |
Fund management
VI
Vihag Mishra
Since 2025 · Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.
Rank Holder MBA in Finance from XLRI
DE
Deepak Agrawal
Since 2014 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk debt scheme - medium duration fund. Recovered from its worst fall in 2 months.
Strengths
- Recovered from its worst fall in 2 months.
- Same fund manager for 13+ years — the strategy has not chopped and changed.
- Ranks 8 of 83 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None