Sharpe ratio
-0.48Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+1.74%1Y Absolute Return
-0.51%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Long Duration Fund - Direct Plan - GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,63,429 | ₹7,32,612 | ₹30,817 | +1.74% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.04
₹1 Lakh since launch₹1.04 Lakh
Fund age2.7 yrs
Fund information
Scheme code152491
ISININF174KA1RF5
BenchmarkCRISIL Long Duration Debt A-III Index
CategoryDebt Scheme - Long Duration Fund
Expense ratio0.30%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
9th / 64 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +23.90% | — | — |
| 3M | -7.78% | — | — |
| 6M | +4.44% | — | — |
| 1Y | +1.74% | — | +0.36% |
| Since Launch | +4.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.70Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
5.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.68How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt98.13%
Cash1.87%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 17 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 37476 TN 03JU41 7.80 FV RS 100 | Unspecified | State Development Loan | 15.04% |
| GS CG 06/11/2037 - (STRIPS) | Entities | GOI Securities | 13.93% |
| GS CG 15/04/2044 - (STRIPS) | Entities | GOI Securities | 11.46% |
| GS CG 25/05/2038 - (STRIPS) | Entities | GOI Securities | 10.0% |
| GS CG 25/11/2038 - (STRIPS) | Entities | GOI Securities | 9.62% |
| GOVERNMENT OF INDIA 35230 GS 25MAY2042 C STRIPS FV RS 100 | Entities | GOI Securities | 9.52% |
| STATE DEVELOPMENT LOAN 36996 ORS 28JN33 7.34 FV RS 100 | Financial | State Development Loan | 7.37% |
| GS CG 22/10/2038 - (STRIPS) | Entities | GOI Securities | 6.38% |
| GOVERNMENT OF INDIA 35231 GS 25NOV2042 C STRIPS FV RS 100 | Entities | GOI Securities | 2.52% |
| GOVERNMENT OF INDIA 34404 GS 22OCT2025 C STRIPS FV RS 100 | Entities | GOI Securities | 2.5% |
Fund management
AB
Abhishek Bisen
Since 2024 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - long duration fund. Recovered from its worst fall in 3 months. Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 3 months.
- Ranks 9 of 64 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 88% of the portfolio.
- Entities makes up 75% — trouble in that sector hits the whole fund.