Sharpe ratio
0.24Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.55%1Y Absolute Return
+0.04%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Liquid Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,55,711 | ₹7,32,612 | ₹1,23,099 | +6.44% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.49
₹1 Lakh since launch₹1.49 Lakh
Fund age13.9 yrs
Fund information
Scheme code119766
ISININF174K01NE8
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.19%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
25th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.83% | — | — |
| 3M | +6.28% | — | — |
| 6M | +6.67% | — | — |
| 1Y | +6.55% | — | -3.10% |
| 3Y | +6.91% | — | -0.91% |
| 5Y | +6.44% | — | -1.97% |
| 10Y | +6.07% | — | — |
| Since Launch | +48.85% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
7475.50Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
190.97How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio118%
Debt118.33%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 162 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Small Industries Development Bank Of India (21/09/2026) ** | Financial | Commercial Paper | 4.95% |
| GOVERNMENT OF INDIA 37435 091 DAYS TBILL 13AG26 FV RS 100 | Financial | Treasury Bills | 3.25% |
| 91 DAYS T-BILL - 24SEP2026 | Financial | Treasury Bills | 3.07% |
| NTPC LIMITED 91D CP 17JUL26 | Energy & Utilities | Commercial Paper | 2.5% |
| GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.49% |
| Union Bank of India CD | Financial | Certificate of Deposit | 2.48% |
| HDFC Bank Limited (16/09/2026) ** | Financial | Certificate of Deposit | 2.48% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 08SEP26 | Financial | Commercial Paper | 2.47% |
| PUNJAB & SIND BANK CD 11SEP26 | Financial | Certificate of Deposit | 2.23% |
| INDUSIND BANK LTD. CD 25AUG26 | Financial | Certificate of Deposit | 1.99% |
Fund management
SU
Sunil Pandey
Since 2025 · Prior to joining the debt dealership segment, Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC,
Masters in Financial Management
DE
Deepak Agrawal
Since 2012 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - liquid fund. Turned every ₹1 into ₹248.9 since launch — compounding at 48.9% a year.
Strengths
- Turned every ₹1 into ₹248.9 since launch — compounding at 48.9% a year.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 25 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None