Sharpe ratio
0.42Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.15%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTIONFund 5Y annualised return | ₹8,61,659 | ₹7,32,612 | ₹1,29,047 | +6.72% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age7.5 yrs
Fund information
Scheme code147269
ISININF174KA1EC0
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Floater Fund
Expense ratio0.24%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
40th / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.01% | — | — |
| 3M | +2.28% | — | — |
| 6M | +5.99% | — | — |
| 1Y | +5.15% | — | +3.13% |
| 3Y | +7.56% | — | +4.47% |
| 5Y | +6.72% | — | +3.97% |
| Since Launch | +7.11% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.76Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.02%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.50How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio102%
Debt101.96%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 8.97% |
| POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC | Financial | Debenture | 6.42% |
| STATE DEVELOPMENT LOAN 37058 KAR 11AG32 7.19 FV RS 100 | Unspecified | State Development Loan | 6.36% |
| STATE DEVELOPMENT LOAN 37067 TN 11FB33 7.31 FV RS 100 | Unspecified | State Development Loan | 5.9% |
| REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC | Financial | Bonds | 5.63% |
| PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1AC | Industrials | Debenture | 5.37% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 3.58% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 3.46% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR A 8.05 NCD 18JU29 FVRS1LAC | Financial | Bonds | 3.26% |
| MUTHOOT FINANCE LIMITED 8.45 NCD 26JU29 FVRS1LAC | Financial | Non Convertible Debenture | 3.24% |
Fund management
MA
Manu Sharma
Since 2022 · He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Mr. Sharma has done M.Com and CA.
DE
Deepak Agrawal
Since 2019 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -2.0%, volatility 1.0%. Ranks 40 of 100 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -2.0%, volatility 1.0%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- None