Sharpe ratio
0.57Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.96%1Y Absolute Return
-0.13%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Equity Savings Fund - Direct - GrowthFund 5Y annualised return | ₹9,27,015 | ₹7,32,612 | ₹1,94,403 | +9.64% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age12.1 yrs
Fund information
Scheme code131373
ISININF174K01D28
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.11%
Exit loadExit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Minimum SIP₹100 SIP
Return comparison
29th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +34.37% | — | — |
| 3M | +1.31% | — | — |
| 6M | +6.98% | — | — |
| 1Y | +3.96% | — | +1.29% |
| 3Y | +10.13% | — | +5.55% |
| 5Y | +9.64% | — | +4.44% |
| 10Y | +10.11% | — | — |
| Since Launch | +9.80% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.80Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.84%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.59How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity35.08%
Equity33.80%
Debt25.43%
Cash3.51%
Real Estate2.19%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 252 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 32.3214% |
| Kotak Liquid Plan A Direct - Growth | Unspecified | Mutual Fund | 6.5681% |
| Bharti Airtel Ltd | Technology | Equity | 6.1394% |
| Net Current Assets | Unspecified | Net Current Assets | 3.8546% |
| Repo | Unspecified | Repo | 3.6162% |
| Indus Towers Ltd | Technology | Equity | 3.3232% |
| HDFC Bank Ltd | Financial | Equity | 3.1333% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 2.9282% |
| State Bank of India | Financial | Equity | 2.9273% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 2.6888% |
Fund management
AB
Abhishek Bisen
Since 2014 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
DE
Devender Singhal
Since 2021 · Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
HI
Hiten Shah
Since 2019 · Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 4.6 points. Has fallen sharply before — down -16.5% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.6 points.
- Recovered from its worst fall in 4 months.
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 29 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -16.5% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None