Sharpe ratio
0.77Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.81%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Dynamic Bond Fund - Growth - DirectFund 5Y annualised return | ₹8,58,041 | ₹7,32,612 | ₹1,25,429 | +6.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119755
ISININF174K01JU2
BenchmarkNIFTY Composite Debt Index A-III
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.60%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
4th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +11.40% | — | — |
| 3M | -1.04% | — | — |
| 6M | +8.59% | — | — |
| 1Y | +5.81% | — | +1.66% |
| 3Y | +7.78% | — | +3.62% |
| 5Y | +6.55% | — | +3.39% |
| 10Y | +7.55% | — | — |
| Since Launch | +8.46% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.23Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
2.44%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.63How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt88.52%
Real Estate9.94%
Cash1.54%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 35 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 20.68% |
| STATE DEVELOPMENT LOAN 37068 TN 11FB36 7.54 FV RS 100 | Unspecified | State Development Loan | 10.43% |
| MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LAC | Financial | Debenture | 6.42% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 6.34% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 6.24% |
| STATE DEVELOPMENT LOAN 37474 TN 03JU33 7.69 FV RS 100 | Unspecified | State Development Loan | 6.21% |
| GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 | Entities | GOI Securities | 4.71% |
| STATE DEVELOPMENT LOAN 37060 KAR 11FB36 7.56 FV RS 100 | Unspecified | State Development Loan | 4.25% |
| STATE DEVELOPMENT LOAN 37171 UP 04MR41 7.62 FV RS 100 | Unspecified | State Development Loan | 4.21% |
| ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC | Energy & Utilities | Debenture | 4.01% |
Fund management
AB
Abhishek Bisen
Since 2022 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
DE
Deepak Agrawal
Since 2012 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
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Summary
A moderately high-risk debt scheme - dynamic bond fund. Recovered from its worst fall in 1 months. Top 10 holdings make up 74% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 1 months.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 4 of 160 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 74% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- Top 10 holdings = 74% of the portfolio.