Sharpe ratio
-0.44Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.08%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Direct - GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,48,141 | ₹7,32,612 | ₹1,15,529 | +6.08% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.1 yrs
Fund information
Scheme code153875
ISININF174KA1XM9
BenchmarkCRISIL-IBX Financial Services 9-12 Months Debt
CategoryOther Scheme - Index Funds
Expense ratio0.12%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
104th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.77% | — | — |
| 3M | +5.15% | — | — |
| 6M | +7.04% | — | — |
| 1Y | +6.08% | — | +1.74% |
| Since Launch | +6.16% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-1.05Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.64%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
26.27How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio128%
Debt127.52%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 14.55% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 14.54% |
| Repo | Unspecified | Repo | 14.25% |
| PUNJAB NATIONAL BANK CD 09MAR27 | Financial | Certificate of Deposit | 13.85% |
| BAJAJ HOUSING FINANCE LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 13.83% |
| LIC HOUSING FINANCE LTD TR 453 7.73 NCD 18MR27 FVRS1LAC | Financial | Non Convertible Debenture | 10.9% |
| HDFC BANK LIMITED CD 09MAR27 | Financial | Certificate of Deposit | 10.38% |
| TATA CAPITAL LIMITED 363D CP 09MAR27 | Financial | Commercial Paper | 10.36% |
| TATA CAPITAL LIMITED SR P STRPP II 8.30 NCD 16MR27 FVRS1LAC | Financial | Debenture | 7.29% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 6.93% |
Fund management
MA
Manu Sharma
Since 2025 · He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Mr. Sharma has done M.Com and CA.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.6%. Top 10 holdings make up 117% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.6%.
- Recovered from its worst fall in 0 months.
- Ranks 104 of 1122 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 117% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 117% of the portfolio.
- Financial makes up 128% — trouble in that sector hits the whole fund.