Sharpe ratio
1.18Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.67%1Y Absolute Return
+0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund-Direct-GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,60,593 | ₹7,32,612 | ₹1,27,981 | +6.67% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age1.7 yrs
Fund information
Scheme code153372
ISININF174KA1VK7
BenchmarkCRISIL-IBX Financial Services 3 to 6 Months Debt
CategoryOther Scheme - Index Funds
Expense ratio0.12%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
80th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.32% | — | — |
| 3M | +5.88% | — | — |
| 6M | +6.97% | — | — |
| 1Y | +6.67% | — | +1.74% |
| Since Launch | +6.94% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3.94Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.46%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
45.29How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.03%
Cash3.97%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 18 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 14.25% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 11.39% |
| HDFC BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 11.36% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.55 BD 22SP26 FVRS1LAC | Financial | Non Convertible Debenture | 8.8% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC | Financial | Debenture | 7.34% |
| TATA CAPITAL LIMITED SR B STRPP-I 7.905 NCD 03DC26 FVRS1LAC | Financial | Debenture | 7.34% |
| REC Ltd SR-140 Bonds 7.52 07/11/2026 | Financial | Bonds | 7.33% |
| LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC | Financial | Debenture | 7.3% |
| BANK OF BARODA CD 07DEC26 | Financial | Certificate of Deposit | 7.12% |
| CANARA BANK CD 18DEC26 | Financial | Certificate of Deposit | 7.1% |
Fund management
MA
Manu Sharma
Since 2025 · He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Mr. Sharma has done M.Com and CA.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%. Top 10 holdings make up 89% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Ranks 80 of 1122 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 89% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 89% of the portfolio.
- Financial makes up 96% — trouble in that sector hits the whole fund.