Sharpe ratio
1.19Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+5.79%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak CRISIL -IBX AAA Financial Services Index Sep-2027 Fund-DIRECT PLAN-GROWTH OptionFund 1Y annualised return · 5Y history unavailable | ₹8,42,106 | ₹7,32,612 | ₹1,09,494 | +5.79% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age2.1 yrs
Fund information
Scheme code152869
ISININF174KA1TF1
BenchmarkCRISIL IBX AAA Financial Services - Sep 2027
CategoryOther Scheme - Index Funds
Expense ratio0.18%
Exit loadExit load of 0.25%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
132nd / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.98% | — | — |
| 3M | +5.02% | — | — |
| 6M | +6.96% | — | — |
| 1Y | +5.79% | — | +1.74% |
| Since Launch | +7.43% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.76Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.79%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
19.35How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt93.99%
Cash6.01%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 10.25% |
| HDB FINANCIAL SERVICES LIMITED SR A 1 FX 183 7.65 NCD 10SP27 FVRS10LAC | Financial | Debenture | 9.69% |
| AXIS FINANCE LIMITED SR 14 OP B 8.35 NCD 07MY27 FVRS1LAC | Financial | Debenture | 9.49% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR D1 8.1701 NCD 25AG27 FVRS1LAC | Financial | Debenture | 9.25% |
| BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LAC | Financial | Debenture | 9.23% |
| TATA CLEANTECH CAPITAL LIMITED SR A FY 2020-21 8 NCD 10SP27 FVRS10LAC | Financial | Debenture | 8.2% |
| KOTAK MAHINDRA PRIME LIMITED 7.9866 NCD 17SP27 FVRS10LAC | Financial | Debenture | 7.17% |
| 7.90% M&M FINANCIAL SERVICES LTD 30 AUG 2027 | Financial | Bonds | 5.73% |
| BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC | Financial | Debenture | 5.14% |
| Net Current Assets | Unspecified | Net Current Assets | 4.72% |
Fund management
AB
Abhishek Bisen
Since 2024 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.8%. Top 10 holdings make up 79% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.8%.
- Recovered from its worst fall in 0 months.
- Ranks 132 of 1122 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 79% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 79% of the portfolio.
- Financial makes up 94% — trouble in that sector hits the whole fund.