Sharpe ratio
0.71Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.25%1Y Absolute Return
-0.09%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Corporate Bond Fund- Direct Plan- Growth OptionFund 5Y annualised return | ₹8,55,499 | ₹7,32,612 | ₹1,22,887 | +6.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age11.8 yrs
Fund information
Scheme code133791
ISININF178L01BY0
BenchmarkNifty Corporate Bond Index A-II
CategoryDebt Scheme - Corporate Bond Fund
Expense ratio0.37%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
26th / 165 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.71% | — | — |
| 3M | +0.60% | — | — |
| 6M | +5.99% | — | — |
| 1Y | +4.25% | — | +1.25% |
| 3Y | +7.23% | — | +3.56% |
| 5Y | +6.43% | — | +2.78% |
| 10Y | +7.17% | — | — |
| Since Launch | +7.44% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.23Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.43%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.87How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.45%
Cash2.55%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 107 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.52% |
| STATE DEVELOPMENT LOAN 37060 KAR 11FB36 7.56 FV RS 100 | Unspecified | State Development Loan | 3.07% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 2.99% |
| BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LAC | Financial | Debenture | 2.9% |
| STATE DEVELOPMENT LOAN 37028 KAR 04FB35 7.49 FV RS 100 | Unspecified | State Development Loan | 2.82% |
| POWER FINANCE CORPORATION LIMITED SR 242A 7.27 BD 15OT31 FVRS1LAC | Financial | Debenture | 2.68% |
| Net Current Assets | Unspecified | Net Current Assets | 2.46% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 2.34% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AB2024 8.18 NCD 31MY29 FVRS1LAC | Financial | Debenture | 2.02% |
| KNOWLEDGE REALTY TRUST 7.2 NCD 26SP28 FVRS1LAC | Real Estate | Debenture | 2.0% |
Fund management
MA
Manu Sharma
Since 2022 · He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Mr. Sharma has done M.Com and CA.
DE
Deepak Agrawal
Since 2015 · He has been associated with Kotak AMC since 2002.
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - corporate bond fund. Losses and swings stayed contained — worst fall -1.9%, volatility 1.4%. Financial makes up 56% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.9%, volatility 1.4%.
- Recovered from its worst fall in 0 months.
- Well spread out — top 10 holdings are only 27% of the portfolio.
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 26 of 165 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 56% — trouble in that sector hits the whole fund.