Sharpe ratio
0.49Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.12%1Y Absolute Return
-0.29%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Kotak Balanced Advantage Fund - Direct Plan -Growth OptionFund 5Y annualised return | ₹9,22,338 | ₹7,32,612 | ₹1,89,726 | +9.44% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age8.3 yrs
Fund information
Scheme code144335
ISININF174KA1210
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.81%
Exit loadExit load for units in excess of 8% of the investment,1% will be charged for redemption within 180 days
Minimum SIP₹100 SIP
Return comparison
25th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +103.78% | — | — |
| 3M | +5.07% | — | — |
| 6M | +14.16% | — | — |
| 1Y | +4.12% | — | +0.31% |
| 3Y | +10.81% | — | +7.18% |
| 5Y | +9.44% | — | +6.13% |
| Since Launch | +11.02% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.66Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.25%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.42How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity62.40%
Debt26.01%
Hedged Equity8.54%
Real Estate1.79%
Cash1.26%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 281 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 8.5412% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 5.9486% |
| Repo | Unspecified | Repo | 4.9863% |
| ICICI Bank Ltd | Financial | Equity | 4.4417% |
| State Bank of India | Financial | Equity | 3.7716% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.4348% |
| HDFC Bank Ltd | Financial | Equity | 3.1327% |
| Bharti Airtel Ltd | Technology | Equity | 2.2695% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.1489% |
| Bajaj Finance Ltd | Financial | Equity | 1.7629% |
Fund management
AB
Abhishek Bisen
Since 2018 · Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Mr. Bisen is a BA and MBA in Finance.
HI
Hiten Shah
Since 2019 · Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
RO
Rohit Tandon
Since 2024 · Prior to joining Kotak Mahindra Mutual Fund, he has worked with Reliance Nippon Life Insurance, Max Life Insurance and JP Morgan India
Mr. Tandon has done B.E.(Mechanical) and PGDM from IIM-B
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 3.6 points. Has fallen sharply before — down -26.3% at its worst.
Strengths
- Ahead of its category average over 3Y by 3.6 points.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 25% of the portfolio.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 25 of 145 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -26.3% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.2% volatility.
Risk drivers
- None