Sharpe ratio
0.06Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
—1Y Absolute Return
-0.13%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| JM Multi Asset Allocation Fund (Direct) - Growth OptionFund since-launch annualised return · 5Y history unavailable | ₹8,63,369 | ₹7,32,612 | ₹1,30,757 | +6.80% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age0.3 yrs
Fund information
Scheme code154423
ISININF192K01NQ4
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio1.30%
Exit loadExit load of 1%, if redeemed within 60 Days.
Minimum SIP₹1,000 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +21.30% | — | — |
| 3M | -8.93% | — | — |
| Since Launch | +6.80% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.08Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
10.12%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.77How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 47 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Tata Gold ETF - Growth | Unspecified | Mutual Fund | 7.5645% |
| Others CBLO | Unspecified | CBLO | 5.3417% |
| Net Receivables | Unspecified | Net Receivables | 4.9255% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 3.4573% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 3.4393% |
| Manipal Health Enterprises Ltd | Healthcare | Equity | 3.4311% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 3.4191% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LAC | Financial | Bonds | 3.3854% |
| Reserve Bank of India T-Bills 182-D | Financial | Treasury Bills | 3.3459% |
| AXIS BANK LIMITED CD 16DEC26 | Financial | Certificate of Deposit | 3.3445% |
Fund management
DE
Deepak Gupta
Since 2026 · Prior to Joining the JM AMC, he has worked with SBI Pension Funds Private Limited, Reliance Nippon Life Insurance and Access Asset Managers Private Limited
C.A, M.Com from Mumbai University
AS
Asit Bhandarkar
Since 2026 · Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.
Mr. Bhandarkar is a B.Com (H) and MMS.
KI
Killol Pandya
Since 2026 · Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Compare similar funds
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Summary
A high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -8.8%, volatility 10.1%.
Strengths
- Losses and swings stayed contained — worst fall -8.8%, volatility 10.1%.
- Well spread out — top 10 holdings are only 24% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.1% volatility.
Risk drivers
- None