Sharpe ratio
0.48Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.00%1Y Absolute Return
-0.38%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| JM Large Cap Fund (Direct) - Growth OptionFund 5Y annualised return | ₹9,46,512 | ₹7,32,612 | ₹2,13,900 | +10.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age13.9 yrs
Fund information
Scheme code120490
ISININF192K01BZ0
BenchmarkBSE 100 TRI
CategoryEquity Scheme - Large Cap Fund
Expense ratio1.18%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
31st / 152 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +211.86% | — | — |
| 3M | +8.65% | — | — |
| 6M | +19.21% | — | — |
| 1Y | +2.00% | — | -0.95% |
| 3Y | +12.35% | — | +9.65% |
| 5Y | +10.46% | — | +6.87% |
| 10Y | +12.70% | — | — |
| Since Launch | +12.47% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.67Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.87%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.63How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 53 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 5.6523% |
| ICICI Bank Ltd | Financial | Equity | 5.4701% |
| State Bank of India | Financial | Equity | 4.3219% |
| Bharti Airtel Ltd | Technology | Equity | 3.8535% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.2762% |
| Bajaj Finance Ltd | Financial | Equity | 3.1938% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.9299% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 2.9022% |
| Axis Bank Ltd | Financial | Equity | 2.7963% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 2.6238% |
Fund management
RU
Ruchi Fozdar
Since 2024 · Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Ms. Ruchi is a graduate in science and PGDBM in finance
SA
Satish Ramanathan
Since 2021 · Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.
Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA.
AS
Asit Bhandarkar
Since 2017 · Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.
Mr. Bhandarkar is a B.Com (H) and MMS.
DE
Deepak Gupta
Since 2025 · Prior to Joining the JM AMC, he has worked with SBI Pension Funds Private Limited, Reliance Nippon Life Insurance and Access Asset Managers Private Limited
C.A, M.Com from Mumbai University
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk equity scheme - large cap fund. Ahead of its category average over 3Y by 2.7 points.
Strengths
- Ahead of its category average over 3Y by 2.7 points.
- Losses and swings stayed contained — worst fall -19.8%, volatility 14.9%.
- Same fund manager for 9+ years — the strategy has not chopped and changed.
- Ranks 31 of 152 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 14.9% volatility.
Risk drivers
- None