Sharpe ratio
0.41Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.68%1Y Absolute Return
-0.47%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ITI Value Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,69,017 | ₹7,32,612 | ₹2,36,405 | +11.38% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age5.4 yrs
Fund information
Scheme code148972
ISININF00XX01AQ6
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Value Fund
Expense ratio1.55%
Exit loadExit load of 0.50%, if redeemed within 3 months.
Minimum SIP₹500 SIP
Return comparison
37th / 92 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +54.37% | — | — |
| 3M | -8.98% | — | — |
| 6M | +3.51% | — | — |
| 1Y | +0.68% | — | -0.07% |
| 3Y | +12.22% | — | +10.82% |
| 5Y | +11.38% | — | +9.61% |
| Since Launch | +12.20% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.56Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
16.60%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.54How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity93.74%
Cash6.26%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 73 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 4.23% |
| Repo/CBLO | Unspecified | Repo/CBLO | 3.93% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.87% |
| ITC Ltd | Consumer Staples | Equity | 2.39% |
| Net Receivables | Unspecified | Net Receivables | 2.33% |
| Axis Bank Ltd | Financial | Equity | 2.25% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.2% |
| State Bank of India | Financial | Equity | 2.19% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 2.12% |
| Turtlemint Fintech Solutions Ltd. | Technology | Equity | 2.02% |
Fund management
RA
Rajesh Bhatia
Since 2024 · Prior to joining ITI Mutual Fund, he was associated with The Investment Trust Of India Ltd, Simto Investment Company Ltd, ProAlpha Systematic Capital, Heritage India Advisors Ltd and Reliance Capital Asset Management Ltd
Mr. Bhatia has done B.Com, ACMA and CFA
DH
Dhimant Shah
Since 2022 · Prior to joining ITI Mutual Fund, he has worked with Principal Mutual Fund, HSBC AMC, Reliance Mutual Fund, ASK Raymond James Securities Pvt. Ltd. and IL&FS AMC. Senior Analyst from April 1997 to August 2003.
Mr. Shah is a B.Com (H) and Chartered Accountant.
NI
Nilay Dalal
Since 2026 · Prior to joining ITI Mutual Fund, he has with Axis Asset Management Company, SBI Life Insurance Company Ltd & MAQ Software Pvt Ltd.
Mr. Nilay holds a degree in B.E (Computer) from D.J Sanghvi College of Engg & master’s in management studies in KJ Somaiya Institute of Management Studies & Research.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - value fund. Ahead of its category average over 3Y by 1.4 points. Ranks 37 of 92 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 1.4 points.
- Well spread out — top 10 holdings are only 25% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.6% volatility.
Risk drivers
- None