Sharpe ratio
-13.19Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.20%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ITI Liquid Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,51,074 | ₹7,32,612 | ₹1,18,462 | +6.22% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.05
₹1 Lakh since launch₹1.05 Lakh
Fund age7.6 yrs
Fund information
Scheme code147157
ISININF00XX01283
BenchmarkCRISIL Liquid Debt A-I Index
CategoryDebt Scheme - Liquid Fund
Expense ratio0.16%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
99th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.56% | — | — |
| 3M | +5.86% | — | — |
| 6M | +6.12% | — | — |
| 1Y | +6.20% | — | -3.10% |
| 3Y | +6.65% | — | -0.91% |
| 5Y | +6.22% | — | -1.97% |
| Since Launch | +5.40% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-342.46Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
473.29How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt93.78%
Cash6.22%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 14 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 13.76% |
| KOTAK MAHINDRA BANK LIMITED CD 31AUG26 | Financial | Certificate of Deposit | 9.84% |
| CANARA BANK CD 14SEP26 | Financial | Certificate of Deposit | 9.82% |
| PUNJAB NATIONAL BANK CD 15SEP26 | Financial | Certificate of Deposit | 8.83% |
| LIC Housing Finance Ltd Bonds 7.90 18/08/2026 | Financial | Bonds | 7.96% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 7.86% |
| ICICI SECURITIES LIMITED 91D CP 03SEP26 | Financial | Commercial Paper | 7.86% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 04SEP26 | Financial | Commercial Paper | 7.86% |
| ICICI Bank Limited (15/09/2026) | Financial | Certificate of Deposit | 7.85% |
| KOTAK SECURITIES LTD 91D CP 24SEP26 | Financial | Commercial Paper | 7.83% |
Fund management
LA
Laukik Bagwe
Since 2025 · Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall -0.01% with 0.2% volatility. Ranks 99 of 360 in its category over 1 year.
Strengths
- NAV has been stable for its category — worst fall -0.01% with 0.2% volatility.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None