Sharpe ratio
-0.44Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+1.91%1Y Absolute Return
-0.05%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ITI Dynamic Bond Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,40,038 | ₹7,32,612 | ₹1,07,426 | +5.69% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age5.3 yrs
Fund information
Scheme code149029
ISININF00XX01BC4
BenchmarkCRISIL Dynamic Bond A-III Index
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.28%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
74th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +9.07% | — | — |
| 3M | -3.70% | — | — |
| 6M | +1.28% | — | — |
| 1Y | +1.91% | — | +1.66% |
| 3Y | +5.84% | — | +3.62% |
| 5Y | +5.69% | — | +3.39% |
| Since Launch | +5.68% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.71Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
1.71%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.61How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt50.19%
Cash49.81%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
8 of 8 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Receivables | Unspecified | Net Receivables | 45.31% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 14.49% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 13.28% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 10.69% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 04SEP26 | Financial | Commercial Paper | 7.06% |
| Repo/CBLO | Unspecified | Repo/CBLO | 4.5% |
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 3.53% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 1.14% |
Fund management
LA
Laukik Bagwe
Since 2025 · Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - dynamic bond fund. Losses and swings stayed contained — worst fall -2.2%, volatility 1.7%. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -2.2%, volatility 1.7%.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Unspecified makes up 51% — trouble in that sector hits the whole fund.