Sharpe ratio
0.14Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.60%1Y Absolute Return
-0.20%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ITI Balanced Advantage Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,80,489 | ₹7,32,612 | ₹1,47,877 | +7.59% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age6.9 yrs
Fund information
Scheme code147789
ISININF00XX01689
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.61%
Exit loadExit Load for units in excess of 10% of the investment,0.50% will be charged for redemption within 3 months.
Minimum SIP₹500 SIP
Return comparison
69th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +57.84% | — | — |
| 3M | +2.62% | — | — |
| 6M | +10.42% | — | — |
| 1Y | +0.60% | — | +0.31% |
| 3Y | +9.59% | — | +7.18% |
| 5Y | +7.59% | — | +6.13% |
| Since Launch | +7.54% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.18Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.22How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity62.48%
Debt20.60%
Hedged Equity12.57%
Cash4.35%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 75 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 12.5706% |
| Repo/CBLO | Unspecified | Repo/CBLO | 4.9564% |
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 4.299% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.2194% |
| ICICI Bank Ltd | Financial | Equity | 3.9033% |
| HDFC Bank Ltd | Financial | Equity | 3.8902% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 3.4487% |
| Wockhardt Ltd | Healthcare | Equity | 2.8975% |
| Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028 | Energy & Utilities | Debenture | 2.8698% |
| One 97 Communications Ltd | Industrials | Equity | 2.7249% |
Fund management
LA
Laukik Bagwe
Since 2025 · Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
AN
Animesh Singh
Since 2026 · Prior to joining the ITI AMC, he was associated with Julius Baer wealth Advisor, Centrum Wealth, Nippon Life India Asset Management Ltd, Reliance Portfolio Management Services, KSBL and SSKI Securities.
Post Graduate Diploma in Management, Bachelor of Honours -(Economics) CFA - USA Certification.
NI
Nilay Dalal
Since 2026 · Prior to joining ITI Mutual Fund, he has with Axis Asset Management Company, SBI Life Insurance Company Ltd & MAQ Software Pvt Ltd.
Mr. Nilay holds a degree in B.E (Computer) from D.J Sanghvi College of Engg & master’s in management studies in KJ Somaiya Institute of Management Studies & Research.
Compare similar funds
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Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 2.4 points. Has fallen sharply before — down -33.6% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.4 points.
Weaknesses
- Has fallen sharply before — down -33.6% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.5% volatility.
Risk drivers
- None