Sharpe ratio
0.27Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.43%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Invesco India Money Market Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,58,254 | ₹7,32,612 | ₹1,25,642 | +6.56% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.50
₹1 Lakh since launch₹1.50 Lakh
Fund age13.9 yrs
Fund information
Scheme code120507
ISININF205K01RY9
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.16%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
31st / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.63% | — | — |
| 3M | +6.05% | — | — |
| 6M | +7.23% | — | — |
| 1Y | +6.43% | — | +2.65% |
| 3Y | +7.21% | — | +3.43% |
| 5Y | +6.56% | — | +3.19% |
| 10Y | +6.52% | — | — |
| Since Launch | +49.54% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3726.66Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.53%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
54.75How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio104%
Debt104.22%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 78 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 4.11% |
| GOVERNMENT OF INDIA 37424 182 DAYS TBILL 05NV26 FV RS 100 | Financial | Treasury Bills | 3.79% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 3.35% |
| National Bank For Agriculture and Rural Development (17/02/2027) ** | Financial | Certificate of Deposit | 3.29% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 3.29% |
| JIO Credit Limited ** | Financial | Commercial Paper | 3.26% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 3.05% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 2.88% |
| ICICI BANK LIMITED CD 08MAR27 | Financial | Certificate of Deposit | 2.87% |
| IDFC FIRST BANK LIMITED CD 03FEB27 | Financial | Certificate of Deposit | 2.47% |
Fund management
VI
Vikas Garg
Since 2020 · Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.
Mr. Garg is CFA MBA Finance, B-Tech and M- Tech
KR
Krishna Venkat Cheemalapati
Since 2020 · Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Turned every ₹1 into ₹264.4 since launch — compounding at 49.5% a year.
Strengths
- Turned every ₹1 into ₹264.4 since launch — compounding at 49.5% a year.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 31 of 186 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None