Sharpe ratio
-5.28Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.57%1Y Absolute Return
+0.04%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Invesco India Liquid Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,55,711 | ₹7,32,612 | ₹1,23,099 | +6.44% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code120537
ISININF205K01MF9
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.15%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
22nd / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.80% | — | — |
| 3M | +6.32% | — | — |
| 6M | +6.67% | — | — |
| 1Y | +6.57% | — | -3.10% |
| 3Y | +6.91% | — | -0.91% |
| 5Y | +6.44% | — | -1.97% |
| 10Y | +6.08% | — | — |
| Since Launch | +6.81% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-15.80Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.18%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
30.11How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio115%
Debt114.71%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 93 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37435 091 DAYS TBILL 13AG26 FV RS 100 | Financial | Treasury Bills | 4.65% |
| GOVERNMENT OF INDIA 37448 091 DAYS TBILL 20AG26 FV RS 100 | Financial | Treasury Bills | 3.34% |
| GOVERNMENT OF INDIA 37410 091 DAYS TBILL 30JL26 FV RS 100 | Financial | Treasury Bills | 3.26% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 11SEP26 | Financial | Commercial Paper | 2.94% |
| CAN FIN HOMES LIMITED 91D CP 17SEP26 | Financial | Commercial Paper | 2.94% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 2.94% |
| HDFC BANK LIMITED CD 09SEP26 | Financial | Certificate of Deposit | 2.94% |
| UNION BANK OF INDIA CD 04SEP26 | Financial | Certificate of Deposit | 2.94% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26 | Financial | Commercial Paper | 2.94% |
| INDIAN BANK CD 01SEP26 | Financial | Certificate of Deposit | 2.8% |
Fund management
KU
Kunal Jain
Since 2026 · Prior to joining Invesco Mutual Fund, he has worked with Canara Robeco Mutual Fund, PGIM India Mutual Fund, Indiabulls AMC Ltd. as Fund Manager, LIC Nomura AMC Ltd. as Fund manager and Kotak Mahindra AMC Ltd. as Fixed Income Dealer.
Mr. Jain is a B.Com and MBA (Marketing).
KR
Krishna Venkat Cheemalapati
Since 2011 · Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. Same fund manager for 16+ years — the strategy has not chopped and changed.
Strengths
- Same fund manager for 16+ years — the strategy has not chopped and changed.
- Ranks 22 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None