Sharpe ratio
0.52Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+7.14%1Y Absolute Return
-0.69%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Invesco India Financial Services Fund - Direct Plan - GrowthFund 5Y annualised return | ₹10,60,018 | ₹7,32,612 | ₹3,27,406 | +14.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.16
₹1 Lakh since launch₹1.16 Lakh
Fund age13.9 yrs
Fund information
Scheme code120385
ISININF205K01KY4
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.95%
Exit loadExit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
273rd / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +181.60% | — | — |
| 3M | +15.98% | — | — |
| 6M | +17.84% | — | — |
| 1Y | +7.14% | — | +4.16% |
| 3Y | +16.89% | — | +12.54% |
| 5Y | +14.84% | — | +10.04% |
| 10Y | +16.28% | — | — |
| Since Launch | +15.76% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.74Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.38%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 35 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 13.53% |
| HDFC Bank Ltd | Financial | Equity | 10.7% |
| Axis Bank Ltd | Financial | Equity | 6.7% |
| Karur Vysya Bank Ltd | Financial | Equity | 5.25% |
| BSE Ltd | Financial | Equity | 4.4% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 4.15% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 4.05% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 3.66% |
| Nuvama Wealth Management Ltd | Financial | Equity | 3.65% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 3.49% |
Fund management
HA
Haresh Kapoor
Since 2025 · Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Alchemy Capital Management Pvt. Ltd. and 360 ONE Asset Management Ltd.
Mr. Haresh Kapoor is a B.Com, M.Com, MBA and has cleared CFA Level II.
HI
Hiten Jain
Since 2020 · Prior to joining Invesco India Mutual Fund, he has worked with CRISIL Limited and Dunia Finance LLC Dubai.
Mr. Jain has done BE, CFA and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A high riskometer-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 3Y by 4.4 points. Has fallen sharply before — down -42.4% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.4 points.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -42.4% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 18.4% volatility.
Risk drivers
- Financial makes up 96% — trouble in that sector hits the whole fund.
- Corrections have been sharp — worst fall -42.4% with 18.4% volatility. Took 9 months to recover last time.