Sharpe ratio
0.79Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.73%1Y Absolute Return
-0.67%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ICICI Prudential Multi-Asset Fund - Direct Plan - GrowthFund 5Y annualised return | ₹10,49,508 | ₹7,32,612 | ₹3,16,896 | +14.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.16
₹1 Lakh since launch₹1.16 Lakh
Fund age13.9 yrs
Fund information
Scheme code120334
ISININF109K015K4
BenchmarkGROWWEH
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.82%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days.
Minimum SIP₹100 SIP
Return comparison
94th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +62.18% | — | — |
| 3M | -5.75% | — | — |
| 6M | +3.41% | — | — |
| 1Y | +0.73% | — | +3.20% |
| 3Y | +14.23% | — | +13.01% |
| 5Y | +14.46% | — | +10.73% |
| 10Y | +15.67% | — | — |
| Since Launch | +15.80% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.10Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
10.66%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.52How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity63.49%
Debt15.05%
Commodities11.58%
Hedged Equity4.97%
Cash3.69%
Real Estate1.22%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 274 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Prudential Gold Exchange Traded Fund IDCW | Unspecified | Mutual Fund | 9.7665% |
| HDFC Bank Ltd | Financial | Equity | 6.2831% |
| Repo | Unspecified | Repo | 6.0959% |
| Cash Margin | Unspecified | Cash Margin | 5.2601% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.2957% |
| ICICI Bank Ltd | Financial | Equity | 3.0397% |
| Bajaj Finserv Ltd | Financial | Equity | 2.4158% |
| Axis Bank Ltd | Financial | Equity | 2.3462% |
| Infosys Ltd | Technology | Equity | 2.1079% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.9017% |
Fund management
SH
Sharmila D'Silva
Since 2024 · She joined ICICI Prudential AMC Limited in September 2016.
Ms. D'Silva is CA and BAF
MA
Masoomi Jhurmarvala
Since 2024 · She is assocated with ICICI Pru Asset Management Company form 2016.
CA, M.Com, B.Com
SA
Sankaran Naren
Since 2012 · Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.
Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.
AK
Akhil Kakkar
Since 2024 · Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
GA
Gaurav Chikane
Since 2021 · Prior to joining the ICICI Prudential Mutual Fund, he has an experience of 6.5 years of trading in commodities.
Mr. Chikane is a B.E. (IT) and MBA (Finance)
MA
Manish Banthia
Since 2024 · He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Mr. Banthia is B.Com, CA and MBA
SR
Sri Sharma
Since 2021 · Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC
Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared)
AN
Antariksha Banerjee
Since 2026 · He joined ICICI Prudential AMC, he has been part of the Research team of the AMC.
PGDM (MBA) S. P. Jain Institute of Management & Research, Mumbai
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 1.2 points. Has fallen sharply before — down -30.6% at its worst.
Strengths
- Ahead of its category average over 3Y by 1.2 points.
- Well spread out — top 10 holdings are only 26% of the portfolio.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -30.6% at its worst.
- Ranks 94 of 124 in its category over 1 year.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.7% volatility.
Risk drivers
- None