Sharpe ratio
0.32Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.47%1Y Absolute Return
+0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ICICI Prudential Money Market Fund Option - Direct Plan - GrowthFund 5Y annualised return | ₹8,62,727 | ₹7,32,612 | ₹1,30,115 | +6.77% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code120211
ISININF109K01R14
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.21%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
16th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.56% | — | — |
| 3M | +6.07% | — | — |
| 6M | +7.25% | — | — |
| 1Y | +6.47% | — | +2.65% |
| 3Y | +7.33% | — | +3.43% |
| 5Y | +6.77% | — | +3.19% |
| 10Y | +6.69% | — | — |
| Since Launch | +7.25% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.85Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.54%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
5.90How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio101%
Debt100.87%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 122 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 33559 GOI 30OT26 7.33 FV RS 100 | Entities | GOI Securities | 5.8256% |
| AXIS BANK LIMITED CD 13JAN27 | Financial | Certificate of Deposit | 4.3443% |
| 182 Days Tbill (MD 17/12/2026) | Financial | Treasury Bills | 3.9229% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 3.3301% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 2.9423% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27 | Financial | Certificate of Deposit | 2.636% |
| PANATONE FINVEST LIMITED 364D CP 11JAN27 | Financial | Commercial Paper | 2.4749% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 2.3187% |
| INDUSIND BANK LTD. CD 28JAN27 | Financial | Certificate of Deposit | 2.3159% |
| Repo | Unspecified | Repo | 1.9162% |
Fund management
NI
Nikhil Kabra
Since 2016 · Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.
Mr. Kabra is a B.Com and Chartered Accountant.
MA
Manish Banthia
Since 2023 · He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Mr. Banthia is B.Com, CA and MBA
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Same fund manager for 10+ years — the strategy has not chopped and changed. Worst fall of -1.23% is larger than this category should typically see.
Strengths
- Same fund manager for 10+ years — the strategy has not chopped and changed.
- Ranks 16 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -1.23% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None