Sharpe ratio
-6.13Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.53%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ICICI Prudential Liquid Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,55,499 | ₹7,32,612 | ₹1,22,887 | +6.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code120197
ISININF109K01Q49
BenchmarkCRISIL Liquid Debt A-I Index
CategoryDebt Scheme - Liquid Fund
Expense ratio0.20%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹99 SIP
Return comparison
34th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.75% | — | — |
| 3M | +6.23% | — | — |
| 6M | +6.63% | — | — |
| 1Y | +6.53% | — | -3.10% |
| 3Y | +6.90% | — | -0.91% |
| 5Y | +6.43% | — | -1.97% |
| 10Y | +6.10% | — | — |
| Since Launch | +6.83% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-23.38Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.19%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
41.69How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio113%
Debt113.18%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 168 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 100 | Financial | Treasury Bills | 4.8186% |
| Reverse Repo | Unspecified | Reverse Repo | 4.1667% |
| Small Industries Development Bank Of India (15-Sep-2026) ** | Financial | Commercial Paper | 3.6183% |
| CANARA BANK CD 01SEP26 | Financial | Certificate of Deposit | 2.9933% |
| BANK OF INDIA CD 31AUG26 | Financial | Certificate of Deposit | 2.7209% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 31AUG26 | Financial | Commercial Paper | 2.7204% |
| RELIANCE RETAIL VENT CP 16-09-26 VD1706** | Diversified | Commercial Paper | 2.7136% |
| GOVERNMENT OF INDIA 37490 091 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 2.6319% |
| RELIANCE RETAIL VENTURES LIMITED 88D CP 11SEP26 | Diversified | Commercial Paper | 2.5349% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 08SEP26 | Financial | Commercial Paper | 2.2642% |
Fund management
SH
Sharmila D'Silva
Since 2022 · She joined ICICI Prudential AMC Limited in September 2016.
Ms. D'Silva is CA and BAF
DA
Darshil Dedhia
Since 2023 · He has been working with ICICI Prudential Mutual Fund since 2013.
Mr. Dedhia has done CA and CFA.
NI
Nikhil Kabra
Since 2023 · Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.
Mr. Kabra is a B.Com and Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall -0.16% with 0.2% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.16% with 0.2% volatility.
- Ranks 34 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None