Sharpe ratio
1.75Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+5.65%1Y Absolute Return
-0.07%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ICICI Prudential Floating Interest Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,69,603 | ₹7,32,612 | ₹1,36,991 | +7.09% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code120425
ISININF109K01P57
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Floater Fund
Expense ratio0.30%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
20th / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.46% | — | — |
| 3M | +2.45% | — | — |
| 6M | +6.42% | — | — |
| 1Y | +5.65% | — | +3.13% |
| 3Y | +7.70% | — | +4.47% |
| 5Y | +7.09% | — | +3.97% |
| 10Y | +7.55% | — | — |
| Since Launch | +8.14% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3.67Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
1.05%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
4.41How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt52.45%
Cash47.55%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 87 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 53.0542% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 4.487% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 3.5127% |
| CITICORP FINANCE (INDIA) LIMITED SR 818 TR 1 RR NCD 12JU28 FVRS1LAC | Financial | Non Convertible Debenture | 3.2582% |
| TATA CAPITAL FINANCIAL SERVICES LIMITED SR N 7.95 NCD 08FB28 FVRS10LAC | Financial | Debenture | 3.1321% |
| POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC | Financial | Bonds | 2.8249% |
| REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC | Financial | Bonds | 2.823% |
| STATE DEVELOPMENT LOAN 36386 BH 03SP31 7.24 FV RS 100 | Unspecified | State Development Loan | 2.5016% |
| LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC | Financial | Non Convertible Debenture | 2.5005% |
| STATE DEVELOPMENT LOAN 37126 KAR 25FB34 7.37 FV RS 100 | Unspecified | State Development Loan | 2.5% |
Fund management
DA
Darshil Dedhia
Since 2023 · He has been working with ICICI Prudential Mutual Fund since 2013.
Mr. Dedhia has done CA and CFA.
RI
Ritesh Lunawat
Since 2024 · He has been Working with ICICI Prudential AMC Since September 2013.
Mr. Lunawat is B.Com and Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -1.8%, volatility 1.1%. Top 10 holdings make up 81% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -1.8%, volatility 1.1%.
- Recovered from its worst fall in 0 months.
- Ranks 20 of 100 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 81% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 81% of the portfolio.
- Financial makes up 65% — trouble in that sector hits the whole fund.