Sharpe ratio
0.68Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.89%1Y Absolute Return
-0.39%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ICICI Prudential Balanced Advantage Fund - Direct Plan - GrowthFund 5Y annualised return | ₹9,55,725 | ₹7,32,612 | ₹2,23,113 | +10.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age13.9 yrs
Fund information
Scheme code120377
ISININF109K012B0
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.06%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
7th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +111.52% | — | — |
| 3M | +4.12% | — | — |
| 6M | +15.96% | — | — |
| 1Y | +5.89% | — | +0.31% |
| 3Y | +12.18% | — | +7.18% |
| 5Y | +10.84% | — | +6.13% |
| 10Y | +11.87% | — | — |
| Since Launch | +12.66% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.95Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.56%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.47How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity63.77%
Debt21.79%
Hedged Equity6.16%
Cash4.17%
Real Estate4.12%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 243 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 5.1095% |
| Repo | Unspecified | Repo | 4.5955% |
| Cash Margin | Unspecified | Cash Margin | 4.3471% |
| ICICI Bank Ltd | Financial | Equity | 4.072% |
| HDFC Bank Ltd | Financial | Equity | 3.6357% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 2.9129% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.8808% |
| Infosys Ltd | Technology | Equity | 2.4204% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.3531% |
| Others IRS | Unspecified | Interest Rate Swap | 2.2763% |
Fund management
SH
Sharmila D'Silva
Since 2022 · She joined ICICI Prudential AMC Limited in September 2016.
Ms. D'Silva is CA and BAF
RA
Rajat Chandak
Since 2015 · He has been associated with ICICI Prudential AMC since 2008.
Mr. Chandak is a B.Com (H) and MBA.
AK
Akhil Kakkar
Since 2024 · Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
SR
Sri Sharma
Since 2021 · Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC
Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared)
MA
Manish Banthia
Since 2012 · He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Mr. Banthia is B.Com, CA and MBA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 5.0 points. Has fallen sharply before — down -27.0% at its worst.
Strengths
- Ahead of its category average over 3Y by 5.0 points.
- Recovered from its worst fall in 5 months.
- Well spread out — top 10 holdings are only 28% of the portfolio.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 7 of 145 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -27.0% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.6% volatility.
Risk drivers
- None