Sharpe ratio
1.49Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.02%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Low Duration Fund - Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,84,231 | ₹7,32,612 | ₹1,51,619 | +7.76% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age4.0 yrs
Fund information
Scheme code151117
ISININF917K01GM7
BenchmarkNIFTY Low Duration Debt Index A-I
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.40%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
16th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.22% | — | — |
| 3M | +4.62% | — | — |
| 6M | +6.64% | — | — |
| 1Y | +6.02% | — | +2.45% |
| 3Y | +7.76% | — | +3.20% |
| Since Launch | +7.69% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
7.85Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.63%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
34.12How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.15%
Cash2.85%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 11.44% |
| REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC | Financial | Bonds | 5.63% |
| Power Finance Corporation Ltd SR-168B Bonds 7.44 11/06/2027 | Financial | Bonds | 5.5% |
| AU SMALL FINANCE BANK LIMITED CD 03DEC26 | Financial | Certificate of Deposit | 5.31% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 4.65% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 3.9% |
| GOVERNMENT OF INDIA 37449 182 DAYS TBILL 19NV26 FV RS 100 | Financial | Treasury Bills | 3.21% |
| LIC HOUSING FINANCE LIMITED 7.77 NCD 11AG28 FVRS10LAC | Financial | Bonds/NCDs | 2.94% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 2.89% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC | Financial | Bonds/NCDs | 2.88% |
Fund management
AS
Asif Rizwi
Since 2024 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
SH
Shriram Ramanathan
Since 2012 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.6%. Financial makes up 75% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.6%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 16 of 226 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 75% — trouble in that sector hits the whole fund.